Reply
Regular Contributor
rm3
Posts: 198
Registered: ‎03-02-2012

Re: November Walmart Scores are UP!

Received my Walmart card in the mail today and pulled my first TU Fico 650:-) Excited to see it go up. How does it compare to TU Fico from here? within 10-20 pts?

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: November Walmart Scores are UP!


android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....:smileyindifferent:


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! :smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
bobomb01
Posts: 40
Registered: ‎08-26-2012

Re: November Walmart Scores are UP!

 

 

Down 23 :smileysad:

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Valued Contributor
android01
Posts: 1,207
Registered: ‎09-22-2009

Re: November Walmart Scores are UP!


LS2982 wrote:

android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....:smileyindifferent:


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! :smileyvery-happy:

 


:smileyvery-happy:  I also got about 40K in CLI's which resulted in a few hard pulls.  I drapped for the Barclay Ring card (why, I don't know) and got a 20K CL.  Alcohol and a predisposition to credit addiction don't make for a happy CR.  I lost over 20 points on EQ and about the same on TU98 so I'm below 800 for a few months on those. :smileysad: Luckily, there were no EX pulls, so all is well there, and the Walmart TU08 doesn't seem to place as much emphasis on a new account or a couple of inqs.  I will drapp no more!  :smileyhappy:

 

EQ FICO - EQ08 - 850 - 6/17/14
TU FICO - TU08 - 850 - 6/17/14
EX FICO - EX08 - 850 - 6/17/14
Established Member
avidlinuxuser
Posts: 18
Registered: ‎08-02-2012

Re: November Walmart Scores are UP!

Up 40 to 645. That makes my Experian, TU, and Equifax Fico scores all 640+ My Equifax Fico and Experian Fico are still much higher than the version of TU used for Walmart Fico scores. I chalk that up to different standards and not really a difference in what's reported or not.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+