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Regular Contributor
Posts: 198
Registered: ‎03-02-2012
0

Re: November Walmart Scores are UP!

Received my Walmart card in the mail today and pulled my first TU Fico 650:-) Excited to see it go up. How does it compare to TU Fico from here? within 10-20 pts?

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: November Walmart Scores are UP!


android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....:smileyindifferent:


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! :smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Posts: 40
Registered: ‎08-26-2012
0

Re: November Walmart Scores are UP!

 

 

Down 23 :smileysad:

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Valued Contributor
Posts: 1,275
Registered: ‎09-22-2009
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Re: November Walmart Scores are UP!


LS2982 wrote:

android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....:smileyindifferent:


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! :smileyvery-happy:

 


:smileyvery-happy:  I also got about 40K in CLI's which resulted in a few hard pulls.  I drapped for the Barclay Ring card (why, I don't know) and got a 20K CL.  Alcohol and a predisposition to credit addiction don't make for a happy CR.  I lost over 20 points on EQ and about the same on TU98 so I'm below 800 for a few months on those. :smileysad: Luckily, there were no EX pulls, so all is well there, and the Walmart TU08 doesn't seem to place as much emphasis on a new account or a couple of inqs.  I will drapp no more!  :smileyhappy:

 

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Established Member
Posts: 18
Registered: ‎08-02-2012
0

Re: November Walmart Scores are UP!

Up 40 to 645. That makes my Experian, TU, and Equifax Fico scores all 640+ My Equifax Fico and Experian Fico are still much higher than the version of TU used for Walmart Fico scores. I chalk that up to different standards and not really a difference in what's reported or not.

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