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November Walmart Scores are UP!

Valued Contributor

Re: November Walmart Scores are UP!

Up 4 point, 708 ---> 712

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor

Re: November Walmart Scores are UP!

+11 to 690. I am getting closer to 700!

Frequent Contributor

Re: November Walmart Scores are UP!

My first Walmart Discover TU FICO!

698

Two new credit cards haven't reported yet. Guess I'll find out the effect in December.



06/30/2017 - EX 807 (Credit Scorecard EX FICO® Score 8, range 300-850)
07/20/2017 - TU 819 (Discover TU FICO® Score 8, range 300-850)
07/25/2017 - EQ 842 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 12/13/2015
Established Contributor

Re: November Walmart Scores are UP!

mine went down like 26 for utilization. It'll be back up next month.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Regular Contributor

Re: November Walmart Scores are UP!

-2 to 726

 

All of my new credit cards posted which makes me a happy person that my score didn't take a nose dive. 

Valued Contributor

Re: November Walmart Scores are UP!

Up 21 points.  Now 707 Smiley Happy  (My first score was 705 but that was before I took a UTIL hit.  I gained all those points plus 2 more)

 

ficoChart.jpg



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor

Re: November Walmart Scores are UP!

My FAKO score on creditkarma is 65 points off from my FICO score. I thought these FAKO scores were usually higher?

 

TU FICO 707

TU FAKO via creditkarma 642 -_-

 

Both scores have been updated today. Weird.

As of 2017, rebuilding...
Valued Contributor

Re: November Walmart Scores are UP!

Yes, yes, yes!  Up 24 points to 780!  My first FICO to hit over 775!  My new goal is to get the Walmart TU08 FICO up to 800 by summer.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Contributor

Re: November Walmart Scores are UP!

my up 14 pt from 702 to 716

Moderator Emerita

Re: November Walmart Scores are UP!

WooHoo!  From 674 to 697 and that's with adding 2 new cards! Smiley Very Happy