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November Walmart Scores are UP!

Regular Contributor

Re: November Walmart Scores are UP!

Received my Walmart card in the mail today and pulled my first TU Fico 650:-) Excited to see it go up. How does it compare to TU Fico from here? within 10-20 pts?

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Message 81 of 85
Mega Contributor

Re: November Walmart Scores are UP!


android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....Smiley Indifferent


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! Smiley Very Happy

 




EQ FICO 548 3/3/16
Message 82 of 85
Established Member

Re: November Walmart Scores are UP!

 

 

Down 23 Smiley Sad

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Message 83 of 85
Valued Contributor

Re: November Walmart Scores are UP!


LS2982 wrote:

android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....Smiley Indifferent


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! Smiley Very Happy

 


Smiley Very Happy  I also got about 40K in CLI's which resulted in a few hard pulls.  I drapped for the Barclay Ring card (why, I don't know) and got a 20K CL.  Alcohol and a predisposition to credit addiction don't make for a happy CR.  I lost over 20 points on EQ and about the same on TU98 so I'm below 800 for a few months on those. Smiley Sad Luckily, there were no EX pulls, so all is well there, and the Walmart TU08 doesn't seem to place as much emphasis on a new account or a couple of inqs.  I will drapp no more!  Smiley Happy

 

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 84 of 85
Established Member

Re: November Walmart Scores are UP!

Up 40 to 645. That makes my Experian, TU, and Equifax Fico scores all 640+ My Equifax Fico and Experian Fico are still much higher than the version of TU used for Walmart Fico scores. I chalk that up to different standards and not really a difference in what's reported or not.

Message 85 of 85