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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: November Walmart Scores are UP!

Up 4 point, 708 ---> 712

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
Posts: 150
Registered: ‎06-20-2012
0

Re: November Walmart Scores are UP!

+11 to 690. I am getting closer to 700!

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Frequent Contributor
Posts: 384
Registered: ‎02-06-2009
0

Re: November Walmart Scores are UP!

My first Walmart Discover TU FICO!

698

Two new credit cards haven't reported yet. Guess I'll find out the effect in December.


11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
01/06/2015 Current - TU 831 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 09/07/2014
Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: November Walmart Scores are UP!

mine went down like 26 for utilization. It'll be back up next month.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: November Walmart Scores are UP!

-2 to 726

 

All of my new credit cards posted which makes me a happy person that my score didn't take a nose dive. 

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: November Walmart Scores are UP!

[ Edited ]

Up 21 points.  Now 707 :smileyhappy:  (My first score was 705 but that was before I took a UTIL hit.  I gained all those points plus 2 more)

 

ficoChart.jpg



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: November Walmart Scores are UP!

My FAKO score on creditkarma is 65 points off from my FICO score. I thought these FAKO scores were usually higher?

 

TU FICO 707

TU FAKO via creditkarma 642 -_-

 

Both scores have been updated today. Weird.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: November Walmart Scores are UP!

Yes, yes, yes!  Up 24 points to 780!  My first FICO to hit over 775!  My new goal is to get the Walmart TU08 FICO up to 800 by summer.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Contributor
Posts: 99
Registered: ‎10-20-2012
0

Re: November Walmart Scores are UP!

my up 14 pt from 702 to 716

Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: November Walmart Scores are UP!

WooHoo!  From 674 to 697 and that's with adding 2 new cards! :smileyvery-happy:

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