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Established Contributor
killer_queen229
Posts: 600
Registered: ‎08-29-2013

Now Amex is offering me their Gold card in the mail -- no way.

[ Edited ]

I don't need anymore cards and anymore cards with annual fees. But I guess in a way that I feel kind of excited or honored that I get their junk mail? Anyone ever feel that way with certain things like credit card applications in the mail?


Valued Contributor
Wanderer
Posts: 2,977
Registered: ‎10-03-2008

Re: Now Amex is offering me their Gold card in the mail -- no way.

Yes. Receiving an Amex Gold Card offer in the mail would excite me. Whether I would benefit from the card would require some evaluation due to the AF. But, it is a good feeling!
Established Contributor
killer_queen229
Posts: 600
Registered: ‎08-29-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.

[ Edited ]

At first I thought it was my Blue card I got approved for, then my mother said it looks like an application and told me not to apply. I told her I'd never apply for AE's charge cards cause they have huge fees on them and that I don't need anymore cards. I wonder if it's because I never responded to their Green card offer LOL.


Frequent Contributor
NonSufficientFunds
Posts: 330
Registered: ‎04-09-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.


killer_queen229 wrote:

I don't need anymore cards and anymore cards with annual fees. But I guess in a way that I feel kind of excited or honored that I get their junk mail? Anyone ever feel that way with certain things like credit card applications in the mail?


Getting lots of solicitations in the mail is actually a GOOD thing. 

It generally means that the credit card companies are now taking you seriously, and that they want your buisness.

Although you are free to ignore the offers (it's not like you are wasting an opportunity - as they will continue to serenade for your affections), it's nice to know that they now WANT to do business with you, and that you no longer have to grovel for their acceptance.

It's a good position to be in - just resist the temptation to respond to each offer, until the perfect suitor eventually catches your eye.

Established Contributor
killer_queen229
Posts: 600
Registered: ‎08-29-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.

I think it probably is a good thing too, after all I used to only get Credit One and First Premier applications (got one last week, but man has Amex been loving me recently!).


Established Contributor
bigblue7722
Posts: 1,013
Registered: ‎05-17-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.


killer_queen229 wrote:

I think it probably is a good thing too, after all I used to only get Credit One and First Premier applications (got one last week, but man has Amex been loving me recently!).


I have gotten like two credit card offers in the mail one was an amex the other was merrick bank. I want the junk mail lol idk what I am doing wrong my dw has almost the same score as me the same cards as me and she gets stuff from discover and chase all the time. And no I am not opted out lol. 


Last APP 5/24/14- Going for a house in 2015
Starting Myfico eq-(609 06/13)- Current Score (674)-Goal Score-(720)
CSP $5000,Capital One Quicksliver $3500, Discover it $3000,Chase Freedom $2200, Barclaycard rewards $1500, Sallie mae barclaycard $1400, Fingerhut $1400, Paypal smart connect $1000, Chase Amazon Visa $1000, Seasons FCU card $500
Frequent Contributor
FastForward
Posts: 372
Registered: ‎07-20-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.


bigblue7722 wrote:

killer_queen229 wrote:

I think it probably is a good thing too, after all I used to only get Credit One and First Premier applications (got one last week, but man has Amex been loving me recently!).


I have gotten like two credit card offers in the mail one was an amex the other was merrick bank. I want the junk mail lol idk what I am doing wrong my dw has almost the same score as me the same cards as me and she gets stuff from discover and chase all the time. And no I am not opted out lol. 


I know it's sad - but both DH & I opted out a few months ago & now wish we hadn't!  I'd be curious now to see what kind of junk mail would end up in our mailbox, lol.  Just thought about opting back in the other day, but decided against it.  Being on this forum is temptation enough!  :smileylol:

AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)
Contributor
phonic
Posts: 136
Registered: ‎12-30-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.

The only promotional material I get from Amex are offers to upgrade my PRG to Platinum about once every other month.

 

I don't travel enough anymore for it to be worth it.

 

Citibank on the other hand. My god. I had a regular Citibank Platinum card (recently upgraded to Dividend World) and my wife was an AU. Every week of every month for the past two years, my wife and I would receive AT LEAST 2-3 combined credit card offers. It was rediculous. Litterally every card they had in every color with various rates. We would often joke about who got the best APR or BT offer. Factor in the set of BT checks I received twice a month and I had a forests worth of Citibank paper.

 

Since upgrading to the DW version, I have only received maybe 1-2/month, so I guess that helped. 


Limits: PRG=NPSL, CSP=$16k, BCP=$30k, DIT=$15k, USAA=$6k, CDW=$12.5k, IHG=$9k, BBY=$2k, BOA=$13k
Senior Contributor
longtimelurker
Posts: 5,376
Registered: ‎04-22-2013

Re: Now Amex is offering me their Gold card in the mail -- no way.

Each week, each of the four of us receive one or more offers to join Discover.  From time to time they vary the envelopes which makes me look, then I see the Discover logo on the back.  (They should stop doing that, then I might be fooled into opening it).

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)

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