Now its time for the 3X AMEX...

[DavidZeng]

I have been pulling my EX several times a day by doing this I just checked, AMEX did not pull me today.

TU fixed this loop hole by ONLY let you " try to dispute" 4 times, it prevented my fifth attempt!

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@kroberts67 wrote:

To see SP's on EX the way I understand it:

You need to obtain the report directly from EX.  Whether it be a purchased report, or free due to adverse or diputes, you will need that report#.  If you've been denied you can get a copy.  If you have the report #, you can go to their site and click on "View my report". 

The way I understand it (I'm still in research mode because I'm within 90 days):
As long as it's been under 90 days you can view the same report number;  however, the SP's, HP's, balances and all info will be fresh each time you view.

Each time you log in to view, it will refresh the report date and thus start the 90 days over.  Some guy was saying he had been doing this for a year with the same orig report.

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[wHiTeSoL]

It's time! No report yet david?

[-Wade-]

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@DavidZeng wrote:

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@H4LO wrote:

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@DavidZeng wrote:

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Denied?

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Not yet, but feeling like a deny is waiting for me...

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Don't give up yet! Good luck 

[madmann26]

David...

Breathe.


I had a few cards reporting a balance and my Amex had a $1.2k balance (2k limit) and my CLI was approved.

I've also been running about $2.4k through the card since December.

[DavidZeng]

Need some breakfast then I will try it out! Have a nice day guys!

[madmann26]

That's the spirit!!!

[DavidZeng]

Just got a phone call from MA, said I got pre approved for a DCU credit card. But it will give me another hard pull. I think I just declined it.

[Themanwhocan]

I wouldn't worry to much about the 3X, they usually use an old SP anyways. And if my usage pattern is anything to go by, it really doesn't take all that much spending to get a good limit from American Express.

You can see exactly what happened to my limits, including exact amount of monthly spend, on this post:

http://ficoforums.myfico.com/t5/Credit-Cards/American-Express-increase-of-initial-credit-limit/m-p/2...

[madmann26]

David

My Firestone store card was over 50% until and I was still able to get my 3x CLI. Good luck and let us know!

[DavidZeng]

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@Themanwhocan wrote:

I wouldn't worry to much about the 3X, they usually use an old SP anyways. And if my usage pattern is anything to go by, it really doesn't take all that much spending to get a good limit from American Express.

You can see exactly what happened to my limits, including exact amount of monthly spend, on this post:

http://ficoforums.myfico.com/t5/Credit-Cards/American-Express-increase-of-initial-credit-limit/m-p/2...

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Thank you for sharing. my BCP runs about 500 per month. But the last time Amex sp me, the SPG was almost maxed out, but it was not on the report. Now SPG has 200 balance but was generated in this cycle, I always pay in full. Should I pay the SPG to zero now?