07-17-2008 08:51 AM
07-17-2008 08:52 AM
07-17-2008 09:13 AM
07-17-2008 09:21 AM
07-17-2008 09:39 AM
07-27-2009 12:55 PM
07-27-2009 01:06 PM
07-30-2009 05:27 PM
Yesterday I put an investigation for EX on a derog, and I just received an email that it has been deleted. Now I have to wait on TU to delete it and i'm all set.
Now at least BofA will approve me because they pulled EX (they told me to wait until the derog is taken off the EX and then they'll approve me.)
07-30-2009 07:03 PM
Not sure if you qualify for NFCU but they gave me $25,000 in unsecured credit with a 658 EQ, however my EQ report is clean.
Must be nice NFCU denied me at 665 EQ. My baddie was a late, on a Sallie Mae student loan two years ago. Other than that no collections, public record or anything showing..
07-30-2009 07:17 PM
cheddar wrote:Chase does not always pull EQ. Chase is unpredictable. There have been reports of Chase pulling any of the three, and it's not just based on state.
I applied for a Kohl's card recently and Chase pulled my Experian.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO