07-17-2008 08:51 AM
07-17-2008 08:52 AM
07-17-2008 09:13 AM
07-17-2008 09:21 AM
07-17-2008 09:39 AM
07-27-2009 12:55 PM
07-27-2009 01:06 PM
07-30-2009 05:27 PM
Yesterday I put an investigation for EX on a derog, and I just received an email that it has been deleted. Now I have to wait on TU to delete it and i'm all set.
Now at least BofA will approve me because they pulled EX (they told me to wait until the derog is taken off the EX and then they'll approve me.)
07-30-2009 07:03 PM
Not sure if you qualify for NFCU but they gave me $25,000 in unsecured credit with a 658 EQ, however my EQ report is clean.
Must be nice NFCU denied me at 665 EQ. My baddie was a late, on a Sallie Mae student loan two years ago. Other than that no collections, public record or anything showing..
07-30-2009 07:17 PM
cheddar wrote:Chase does not always pull EQ. Chase is unpredictable. There have been reports of Chase pulling any of the three, and it's not just based on state.
I applied for a Kohl's card recently and Chase pulled my Experian.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.