Reply
New Member
CreditDivaATL
Posts: 3
Registered: ‎06-17-2009

Now that that Crown Jewlers are gone? Who else is there??

I just got started with CJ about 4 months ago, and they have been ripped from my report. *single tear* What other company is out there for folks that need a boost in their credit?
Valued Member
jennordy
Posts: 48
Registered: ‎11-21-2007

Re: Now that that Crown Jewlers are gone? Who else is there??

You could try Kay's or Jared.  Maybe Hooters MC?
FICO® Scores 11/07: TU 531 -- EQ 457 -- EX 464; 08/09: TU 518 -- EQ 597 -- EX ??;
09/09: TU 590 -- EQ 610 -- EX ??; 05/10: TU 610 -- EQ 611 -- EX ??
EQ: 17 to 4 baddies; 3 to 1 public records
EX: 24 to 5 baddies; 2 to 1 public records
TU: 28 to 2 baddies; 3 to 1 public records
Frequent Contributor
74king
Posts: 403
Registered: ‎04-08-2009

Re: Now that that Crown Jewlers are gone? Who else is there??

[ Edited ]

CreditDivaATL wrote:
I just got started with CJ about 4 months ago, and they have been ripped from my report. *single tear* What other company is out there for folks that need a boost in their credit?

Instead of looking for the next company that is offering psuedo-fake credit or tradelines. Try working on establishing yourself with a real company or bank that offers legitimate tradelines. Anyone who is actively searching for the next Crown Jewelers is asking for trouble plain and simple.:smileysurprised:

 

King

Message Edited by 74king on 06-20-2009 10:02 AM
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008

Re: Now that that Crown Jewlers are gone? Who else is there??

We could probably be more help if we had a few more facts.

 

  • What are your FICO scores?
  • Do you have other tradelines?
  • Hve you pulled your CR's from annualcreditreport.com?  (free)
  • Do you have baddies on your reports (lates, CO's, judgments)?
  • Are you employed?

 

No personally identifiable information please.  As Joe Friday used to say; "just the facts ma'am".
 


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007

Re: Now that that Crown Jewlers are gone? Who else is there??

You could try Capital One and Orchard. Problem with some of these Orchard starter cards is the $6 monthly membership fee. 
Senior Contributor
score_building
Posts: 3,463
Registered: ‎01-10-2008

Re: Now that that Crown Jewlers are gone? Who else is there??


smallfry wrote:
You could try Capital One and Orchard. Problem with some of these Orchard starter cards is the $6 monthly membership fee. 

i don't think they 'graduate' is the other thing. 

 

have you tried local bank or cu yet?

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (WALMART)
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007

Re: Now that that Crown Jewlers are gone? Who else is there??


score_building wrote:

smallfry wrote:
You could try Capital One and Orchard. Problem with some of these Orchard starter cards is the $6 monthly membership fee. 

i don't think they 'graduate' is the other thing. 

 

have you tried local bank or cu yet?


Well they're rebuilder cards. Good enough for a couple or three years.

Frequent Contributor
lessons_learned
Posts: 312
Registered: ‎08-23-2008

Re: Now that that Crown Jewlers are gone? Who else is there??

Since I don't know what's on your reports, I'll just give you my experience. 

I started with an Orchard secured card in 2006.  Because my baddies were past SOL, I waited for them to fall off instead of paying since they wouldn't delete if I did pay.  Their loss.  I was preapproved for a Juniper in 2007, $500 CL.  I purchased a car last October.  I refinanced 6 months later.  All but one baddie removed, I applied at my local CU, NFCU, and asked Juniper for an increase.  My local CU approved me 3k, NFCU approved me 10k, 1k increase in Juniper limit.  Just take it slow, get 1 re-builder card, never pay it late and handle one negative item on your report at a time.

 

Patience grasshopper 

Where I was 8/22/08 TU 581 EQ 554 EX 615
Where I am 7/30/09 EX 737 (FAKO) EQ 689 TU 745
Can't wait to see what my scores will be when all my accounts hit the 1 year mark!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+