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Regular Contributor
racer-x
Posts: 226
Registered: ‎09-16-2012

Now this is an interest rate.....

I'm very thankful and glad that I have this card.  No regrets at all.   I will absolutely PIF this card everytime.

 

USAA Mastercard, $6000 CL.....wait for it.....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

24.9%


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 702 Walmart TU 694 EX/Direct.com 716
Goal Score: 750

US Bank PLOC-$15K, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, USAA Visa-$6k, CapOne Visa-$5k, GECU-$3500, Discover IT-$1875, Lowes-$1650, Walmart-$1600, BoA Visa-$1500, Paypal Xtras MC-$1500, US Bank RLOC-$750

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Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: Now this is an interest rate.....

Believe it or not, I've had higher!

 

 

Frequent Contributor
E150GT
Posts: 256
Registered: ‎12-30-2012

Re: Now this is an interest rate.....

yikes!!! I have that card with a 15.9 APR and that was my first credit card after my credit score started coming back up!!! 


AMEX Green
AMEX BCE-$2000
Chase Sapphire Preferred- $5700
Discover It- $6600
USAA cash rewards MC $4500
Chase Slate $500 =(
Established Contributor
LesWH
Posts: 600
Registered: ‎10-11-2012

Re: Now this is an interest rate.....

WOW!!! Are you a full member?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Regular Contributor
racer-x
Posts: 226
Registered: ‎09-16-2012

Re: Now this is an interest rate.....

[ Edited ]

It's tough to figure out since I've a DCU Visa $10k @8.5%, US Bank Plattie $10k, 0% 12 mos. then 12.99, GECU Visa $3500 8.5%.

 

Oh well. I just wonder what the basis for their rate was.  They pulled EQ which is my best report/score.

 

Les - Not a full member.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 702 Walmart TU 694 EX/Direct.com 716
Goal Score: 750

US Bank PLOC-$15K, CapOne/HSBC Visa-$15k, US Bank Visa- $10k, DCU Visa-$10k, USAA Visa-$6k, CapOne Visa-$5k, GECU-$3500, Discover IT-$1875, Lowes-$1650, Walmart-$1600, BoA Visa-$1500, Paypal Xtras MC-$1500, US Bank RLOC-$750

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Regular Contributor
Tryon2improve
Posts: 200
Registered: ‎12-04-2011

Re: Now this is an interest rate.....

If your normal rate is that high, what is the penalty and cash advance APRs?



Valued Contributor
09Lexie
Posts: 4,978
Registered: ‎09-13-2012

Re: Now this is an interest rate.....

:smileysurprised:

 

That's almost as high as some store cards!



Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800

Moderator
Revelate
Posts: 4,242
Registered: ‎12-30-2011

Re: Now this is an interest rate.....

I think that is the same card and rate I was approved for except at a 2K limit. Likewise full member, definitely a worst case balance tradeline for me... Wasn't expecting it to get much use anyway with their reward program but it's an ugly APR even for credit cards.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)


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Frequent Contributor
E150GT
Posts: 256
Registered: ‎12-30-2012

Re: Now this is an interest rate.....

I wonder what the average rate is? My lowest is my USAA MC at 15.9 but my Discover is 21.9 and I think once the slate is out of its promo APR it will be at 21.9 too.


AMEX Green
AMEX BCE-$2000
Chase Sapphire Preferred- $5700
Discover It- $6600
USAA cash rewards MC $4500
Chase Slate $500 =(
Established Contributor
kevinjjc
Posts: 874
Registered: ‎01-14-2009

Re: Now this is an interest rate.....

Ouch!!! :smileysurprised: It looks like 25.9% is the highest APR for USAA.


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