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Now this is an interest rate.....

Valued Contributor

Now this is an interest rate.....

I'm very thankful and glad that I have this card.  No regrets at all.   I will absolutely PIF this card everytime.

 

USAA Mastercard, $6000 CL.....wait for it.....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

24.9%

Message 1 of 13
12 REPLIES
Super Contributor

Re: Now this is an interest rate.....

Believe it or not, I've had higher!

 

 

Message 2 of 13
Frequent Contributor

Re: Now this is an interest rate.....

yikes!!! I have that card with a 15.9 APR and that was my first credit card after my credit score started coming back up!!! 


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Message 3 of 13
Established Contributor

Re: Now this is an interest rate.....

WOW!!! Are you a full member?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 4 of 13
Valued Contributor

Re: Now this is an interest rate.....

It's tough to figure out since I've a DCU Visa $10k @8.5%, US Bank Plattie $10k, 0% 12 mos. then 12.99, GECU Visa $3500 8.5%.

 

Oh well. I just wonder what the basis for their rate was.  They pulled EQ which is my best report/score.

 

Les - Not a full member.

Message 5 of 13
Regular Contributor

Re: Now this is an interest rate.....

If your normal rate is that high, what is the penalty and cash advance APRs?



Message 6 of 13
Moderator Emerita

Re: Now this is an interest rate.....

Message 7 of 13
Moderator

Re: Now this is an interest rate.....

I think that is the same card and rate I was approved for except at a 2K limit. Likewise full member, definitely a worst case balance tradeline for me... Wasn't expecting it to get much use anyway with their reward program but it's an ugly APR even for credit cards.
Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 8 of 13
Frequent Contributor

Re: Now this is an interest rate.....

I wonder what the average rate is? My lowest is my USAA MC at 15.9 but my Discover is 21.9 and I think once the slate is out of its promo APR it will be at 21.9 too.


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Message 9 of 13
Highlighted
Valued Contributor

Re: Now this is an interest rate.....

Ouch!!! Smiley Surprised It looks like 25.9% is the highest APR for USAA.

Message 10 of 13