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Frequent Contributor
racer-x
Posts: 377
Registered: ‎09-16-2012
0

Now this is an interest rate.....

I'm very thankful and glad that I have this card.  No regrets at all.   I will absolutely PIF this card everytime.

 

USAA Mastercard, $6000 CL.....wait for it.....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

24.9%


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Senior Contributor
Open123
Posts: 4,219
Registered: ‎02-23-2011
0

Re: Now this is an interest rate.....

Believe it or not, I've had higher!

 

 

Frequent Contributor
E150GT
Posts: 371
Registered: ‎12-30-2012
0

Re: Now this is an interest rate.....

yikes!!! I have that card with a 15.9 APR and that was my first credit card after my credit score started coming back up!!! 


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Now this is an interest rate.....

WOW!!! Are you a full member?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Frequent Contributor
racer-x
Posts: 377
Registered: ‎09-16-2012
0

Re: Now this is an interest rate.....

[ Edited ]

It's tough to figure out since I've a DCU Visa $10k @8.5%, US Bank Plattie $10k, 0% 12 mos. then 12.99, GECU Visa $3500 8.5%.

 

Oh well. I just wonder what the basis for their rate was.  They pulled EQ which is my best report/score.

 

Les - Not a full member.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011
0

Re: Now this is an interest rate.....

If your normal rate is that high, what is the penalty and cash advance APRs?



Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: Now this is an interest rate.....

Moderator
Revelate
Posts: 9,735
Registered: ‎12-30-2011
0

Re: Now this is an interest rate.....

I think that is the same card and rate I was approved for except at a 2K limit. Likewise full member, definitely a worst case balance tradeline for me... Wasn't expecting it to get much use anyway with their reward program but it's an ugly APR even for credit cards.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Frequent Contributor
E150GT
Posts: 371
Registered: ‎12-30-2012
0

Re: Now this is an interest rate.....

I wonder what the average rate is? My lowest is my USAA MC at 15.9 but my Discover is 21.9 and I think once the slate is out of its promo APR it will be at 21.9 too.


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Valued Contributor
kevinjjc
Posts: 1,374
Registered: ‎01-14-2009
0

Re: Now this is an interest rate.....

Ouch!!! :smileysurprised: It looks like 25.9% is the highest APR for USAA.


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