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Ouch.. My Citi Amex is at 29.99% APR. I have never been late or had any negative on my report around the time they raised it other than a 30 day late from 5 years prior. So beats me why they raised it, but it was back in 2009 or so when banks were really getting strict. I am looking to PC this card to the Hhonors reserve. We'll see what happens to the interest rate then.
Starting Score: EQ 717 EX 724 TU 736
Starting Score: 560
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