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Now this is an interest rate.....

Valued Contributor

Re: Now this is an interest rate.....

Ouch.. My Citi Amex is at 29.99% APR. I have never been late or had any negative on my report around the time they raised it other than a 30 day late from 5 years prior. So beats me why they raised it, but it was back in 2009 or so when banks were really getting strict. I am looking to PC this card to the Hhonors reserve. We'll see what happens to the interest rate then.


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 11 of 13
Contributor

Re: Now this is an interest rate.....

Got like 19.9 with discover, at 725 fico eq... And with a WHOPPING credit of 3K.
Amex gave me 30K at 15.9% and a platinum card- so go figure how they work these things out. Seems to be a lot more than just fico
Message 12 of 13
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Valued Contributor

Re: Now this is an interest rate.....

Yeah dont feel bad...mine at 25.99 % ;-(


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 13 of 13