No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
With last month's apping spree, I have five new cards now. So it's time to grow my credit line. I'm charging my business expense in the amount of 3X-4X CL through each card I have,which you can see in my sig, except the Cap One card. I asked each card issuer's CSR in advance and read the T&C of each card thoroughly, and it seems fine to put business charge on personal card. Actually I have 90K+ business expense each month that I can charge through credit cards. But I think 4X of CL is the limit, anything beyond that can look suspicious and raise a red flag. So I have to finish the rest of these transactions with debit card or check.
The only thing is that my credit history is short, oldest account is 1 year and 10 month, AAOA about 5 months now. 30 inquiries on each report. Annual income 80K.
Does anyone have any idea of the approximate CL I may eventually get after six months? Do you know some other way I can use to increase CL fast? Maybe show the bank a large amount CD or fax them my tax return? Thank you.
@w20031424 wrote:With last month's apping spree, I have five new cards now. So it's time to grow my credit line. I'm charging my business expense in the amount of 3X-4X CL through each card I have,which you can see in my sig, except the Cap One card. I asked each card issuer's CSR in advance and read the T&C of each card thoroughly, and it seems fine to put business charge on personal card. Actually I have 90K+ business expense each month that I can charge through credit cards. But I think 4X of CL is the limit, anything beyond that can look suspicious and raise a red flag. So I have to finish the rest of these transactions with debit card or check.
The only thing is that my credit history is short, oldest account is 1 year and 10 month, AAOA about 5 months now. 30 inquiries on each report. Annual income 80K.
Does anyone have any idea of the approximate CL I may eventually get after six months? Thank you.
Why so many????
@LS2982 wrote:
@w20031424 wrote:With last month's apping spree, I have five new cards now. So it's time to grow my credit line. I'm charging my business expense in the amount of 3X-4X CL through each card I have,which you can see in my sig, except the Cap One card. I asked each card issuer's CSR in advance and read the T&C of each card thoroughly, and it seems fine to put business charge on personal card. Actually I have 90K+ business expense each month that I can charge through credit cards. But I think 4X of CL is the limit, anything beyond that can look suspicious and raise a red flag. So I have to finish the rest of these transactions with debit card or check.
The only thing is that my credit history is short, oldest account is 1 year and 10 month, AAOA about 5 months now. 30 inquiries on each report. Annual income 80K.
Does anyone have any idea of the approximate CL I may eventually get after six months? Thank you.
Why so many????
A lot of are premature apps I did in the late 2011 before I learnt anything about CC. I just thought it pretty fun to app at that time and didn't realize the lost.