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Number of Flexible Spending cards you have?

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CreditCuriosity
Moderator Emeritus

Re: Number of Flexible Spending cards you have?


@Anonymous wrote:

@CreditCuriousity wrote:

@Spider15 wrote:

My card herd has 3 Master Cards and 4 Visa's with the Flex Spending option and reports as such to the Experian Credit Bureau but not the others. One card withdrew the Flex Spending option when the entire bank withdrew the option due to their risk models.


umm 6?

 

CSP

SM

VENTURE

QS

HYATT

Virgin America(Visa Signature, hasn't reported yet so not sure if comenity flags as flex spending account)?


It does


Thanks! So must report pretty quickly or at least for you it did

Message 11 of 28
Anonymous
Not applicable

Re: Number of Flexible Spending cards you have?

Reporting as flexible spending:

 

Barclays Sallie Mae Mastercard

Barclays NFL Visa

eBates Visa

USAA Mastercard

 

Not reporting as flexible spending, but actually are:

 

Amex SimplyCash, (not reporting in personal file at all)

Amex ED

Message 12 of 28
Anonymous
Not applicable

Re: Number of Flexible Spending cards you have?


@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@Spider15 wrote:

My card herd has 3 Master Cards and 4 Visa's with the Flex Spending option and reports as such to the Experian Credit Bureau but not the others. One card withdrew the Flex Spending option when the entire bank withdrew the option due to their risk models.


umm 6?

 

CSP

SM

VENTURE

QS

HYATT

Virgin America(Visa Signature, hasn't reported yet so not sure if comenity flags as flex spending account)?


It does


Thanks! So must report pretty quickly or at least for you it did


Yeah, they issued a statement pretty quickly. Had a balance report because I didn't know it was coming.  Oh well

Message 13 of 28
Anonymous
Not applicable

Re: Number of Flexible Spending cards you have?


@galahad15 wrote:

Was just wondering, how many credit cards do you have that report as Flexible Spending cards on your credit report?  Thought it might be kinda neat to inquire, since as we all know atm, unfortunately not all WMC/WEMC/Siggy cards necessarily report as Flexible Spending cards, under today's credit rules:

 

Just to briefly start off, I have the following 3 cards reporting as Flexible Spending status on my CRs:

 

(1) BoA Cash Rewards WMC

(2) BoA Travel Rewards VISA Siggy

(3) Citi TYP WMC


Where does it note this on our reports?  OR, are all Visa Sig's and MC WE's are such?

Message 14 of 28
CreditCuriosity
Moderator Emeritus

Re: Number of Flexible Spending cards you have?


@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@Spider15 wrote:

My card herd has 3 Master Cards and 4 Visa's with the Flex Spending option and reports as such to the Experian Credit Bureau but not the others. One card withdrew the Flex Spending option when the entire bank withdrew the option due to their risk models.


umm 6?

 

CSP

SM

VENTURE

QS

HYATT

Virgin America(Visa Signature, hasn't reported yet so not sure if comenity flags as flex spending account)?


It does


Thanks! So must report pretty quickly or at least for you it did


Yeah, they issued a statement pretty quickly. Had a balance report because I didn't know it was coming.  Oh well


Ya got hit with the AF and statement cut the night or the day after the AF showed up..  Probably get dinged a few points, but we all know Fico has no memory Smiley Tongue.  Expecting mine to hit the reports any day due to statement cutting a week or two ago.

Message 15 of 28
Anonymous
Not applicable

Re: Number of Flexible Spending cards you have?


@Anonymous wrote:

@galahad15 wrote:

Was just wondering, how many credit cards do you have that report as Flexible Spending cards on your credit report?  Thought it might be kinda neat to inquire, since as we all know atm, unfortunately not all WMC/WEMC/Siggy cards necessarily report as Flexible Spending cards, under today's credit rules:

 

Just to briefly start off, I have the following 3 cards reporting as Flexible Spending status on my CRs:

 

(1) BoA Cash Rewards WMC

(2) BoA Travel Rewards VISA Siggy

(3) Citi TYP WMC


Where does it note this on our reports?  OR, are all Visa Sig's and MC WE's are such?


No, not all are.  You have to look at a report and see how it's reported.  It will either say revolving credit card or flexible spending account

Message 16 of 28
Sharingan
Established Contributor

Re: Number of Flexible Spending cards you have?

I probably missed one but I have the following flexible spending accounts:

 

BoA/Merrill Lynch Merrill+ Visa Signature

Barclays Aviator Silver World Elite Mastercard

Barclays Sallie Mae World Mastercard

Capital One Venture Visa Signature

Chase United MileagePlus Explorer Visa Signature

Chase Marriott Premier Visa Signature

Chase Hyatt Visa Signature

Chase Sapphire Preferred Visa Signature

Chase British Airways Visa Signature

Chase IHG World Mastercard

Citi HHilton Honors Visa Signature

Citi TY Preferred World Mastercard

Diners Club Premier World Mastercard

U.S. Bank Cash+ Visa Signature

 

*Citi Double Cash World Mastercard

*Penfed Platinum Rewards Visa Signature

 



Message 17 of 28
SunriseEarth
Moderator Emeritus

Re: Number of Flexible Spending cards you have?

Four

 

1. Sallie Mae WMC

2. US Bank Cash+ VS

3. QuickSilver WMC

4. VentureOne VS

 

Although my Citi DC is printed with "World" above the MC logo, it does not report as Flexible Spending, nor have I ever received any information regarding WMC benefits.  I do not believe it to be a true WMC.  

 

(edited, since I've added one since the original post)



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 18 of 28
ddemari
Super Contributor

Re: Number of Flexible Spending cards you have?

Interesting about citi card.
Message 19 of 28
Anonymous
Not applicable

Re: Number of Flexible Spending cards you have?

BOA Cash Rewards

Citi Prestige

Wells Fargo Visa Sig

Chase CSP

Chase Ritz

Chase Marriott Rewards Premier

Message 20 of 28
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