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@Anonymous wrote:
@CreditCuriousity wrote:
@Spider15 wrote:My card herd has 3 Master Cards and 4 Visa's with the Flex Spending option and reports as such to the Experian Credit Bureau but not the others. One card withdrew the Flex Spending option when the entire bank withdrew the option due to their risk models.
umm 6?
CSP
SM
VENTURE
QS
HYATT
Virgin America(Visa Signature, hasn't reported yet so not sure if comenity flags as flex spending account)?
It does
Thanks! So must report pretty quickly or at least for you it did
Reporting as flexible spending:
Barclays Sallie Mae Mastercard
Barclays NFL Visa
eBates Visa
USAA Mastercard
Not reporting as flexible spending, but actually are:
Amex SimplyCash, (not reporting in personal file at all)
Amex ED
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
@Spider15 wrote:My card herd has 3 Master Cards and 4 Visa's with the Flex Spending option and reports as such to the Experian Credit Bureau but not the others. One card withdrew the Flex Spending option when the entire bank withdrew the option due to their risk models.
umm 6?
CSP
SM
VENTURE
QS
HYATT
Virgin America(Visa Signature, hasn't reported yet so not sure if comenity flags as flex spending account)?
It does
Thanks! So must report pretty quickly or at least for you it did
Yeah, they issued a statement pretty quickly. Had a balance report because I didn't know it was coming. Oh well
@galahad15 wrote:Was just wondering, how many credit cards do you have that report as Flexible Spending cards on your credit report? Thought it might be kinda neat to inquire, since as we all know atm, unfortunately not all WMC/WEMC/Siggy cards necessarily report as Flexible Spending cards, under today's credit rules:
Just to briefly start off, I have the following 3 cards reporting as Flexible Spending status on my CRs:
(1) BoA Cash Rewards WMC
(2) BoA Travel Rewards VISA Siggy
(3) Citi TYP WMC
Where does it note this on our reports? OR, are all Visa Sig's and MC WE's are such?
@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
@Spider15 wrote:My card herd has 3 Master Cards and 4 Visa's with the Flex Spending option and reports as such to the Experian Credit Bureau but not the others. One card withdrew the Flex Spending option when the entire bank withdrew the option due to their risk models.
umm 6?
CSP
SM
VENTURE
QS
HYATT
Virgin America(Visa Signature, hasn't reported yet so not sure if comenity flags as flex spending account)?
It does
Thanks! So must report pretty quickly or at least for you it did
Yeah, they issued a statement pretty quickly. Had a balance report because I didn't know it was coming. Oh well
Ya got hit with the AF and statement cut the night or the day after the AF showed up.. Probably get dinged a few points, but we all know Fico has no memory . Expecting mine to hit the reports any day due to statement cutting a week or two ago.
@Anonymous wrote:
@galahad15 wrote:Was just wondering, how many credit cards do you have that report as Flexible Spending cards on your credit report? Thought it might be kinda neat to inquire, since as we all know atm, unfortunately not all WMC/WEMC/Siggy cards necessarily report as Flexible Spending cards, under today's credit rules:
Just to briefly start off, I have the following 3 cards reporting as Flexible Spending status on my CRs:
(1) BoA Cash Rewards WMC
(2) BoA Travel Rewards VISA Siggy
(3) Citi TYP WMC
Where does it note this on our reports? OR, are all Visa Sig's and MC WE's are such?
No, not all are. You have to look at a report and see how it's reported. It will either say revolving credit card or flexible spending account
I probably missed one but I have the following flexible spending accounts:
BoA/Merrill Lynch Merrill+ Visa Signature
Barclays Aviator Silver World Elite Mastercard
Barclays Sallie Mae World Mastercard
Capital One Venture Visa Signature
Chase United MileagePlus Explorer Visa Signature
Chase Marriott Premier Visa Signature
Chase Hyatt Visa Signature
Chase Sapphire Preferred Visa Signature
Chase British Airways Visa Signature
Chase IHG World Mastercard
Citi HHilton Honors Visa Signature
Citi TY Preferred World Mastercard
Diners Club Premier World Mastercard
U.S. Bank Cash+ Visa Signature
*Citi Double Cash World Mastercard
*Penfed Platinum Rewards Visa Signature
Four
1. Sallie Mae WMC
2. US Bank Cash+ VS
3. QuickSilver WMC
4. VentureOne VS
Although my Citi DC is printed with "World" above the MC logo, it does not report as Flexible Spending, nor have I ever received any information regarding WMC benefits. I do not believe it to be a true WMC.
(edited, since I've added one since the original post)
BOA Cash Rewards
Citi Prestige
Wells Fargo Visa Sig
Chase CSP
Chase Ritz
Chase Marriott Rewards Premier