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Number of credit cards/ total credit limit

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dapps06
Frequent Contributor

Re: Number of credit cards/ total credit limit

Six cards adding up to a $12,300 limit. Considering I was at $2,600 just two weeks ago I'm content.

Message 11 of 69
Anonymous
Not applicable

Re: Number of credit cards/ total credit limit

Since I now feel like I am getting somewhere in this crazy credit world I finally feel like I can answer. I just started rebuilding in September so its not a lot especially with the number of cards

Now I have 8 CCs with a total limit if $15,350

I plan on closing one card for $250 and another for $300 soon so then I will have 6 CCs with a CL of $14,800
Message 12 of 69
bada_bing
Frequent Contributor

Re: Number of credit cards/ total credit limit

6 cards, total @ $152,800

10x more than I need,  have ever used or ever would allow to be used.

+ 850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
Message 13 of 69
Danizzle
New Contributor

Re: Number of credit cards/ total credit limit

$77,600 over 15 cards in under 2 years. I want to get to 100k and I'm good!

All FICO scores as of 9.1.14: Exp 744, Eq 745, TU 764
Goal: 800+ across the board
Message 14 of 69
Anonymous
Not applicable

Re: Number of credit cards/ total credit limit


@bada_bing wrote:

@6 cards, total @ $152,800

10x more than I need,  have ever used or ever would allow to be used.


I'm impressed by your card limits!

whats your annual income if you don't mind me asking?

Message 15 of 69
longtimelurker
Epic Contributor

Re: Number of credit cards/ total credit limit


@FinStar wrote:

@Anonymous wrote:

How many credit cards do you have and whats your total credit limit?


There are several threads on this topic already which includes recent posts with similar information.  If you perform a quick search, you'll get a variety of decent results, including recent posts:

 

http://ficoforums.myfico.com/t5/General-Credit-Topics/Whats-your-total-revolving-credit-amount/m-p/3149714/highlight/true#M188789

 

http://ficoforums.myfico.com/t5/Credit-Cards/How-many-cards-do-you-have/m-p/3331072#M925534

 

http://ficoforums.myfico.com/t5/Credit-Cards/What-s-your-highest-Credit-Card-limit/m-p/3626457#M992768

 

http://ficoforums.myfico.com/t5/Credit-Cards/Total-Credit-Limit-counting-all-your-credit-cards-together/m-p/1169151/highlight/true#M326816

 

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-your-total-credit-limit/m-p/1277473/highlight/true#M355524

 

 


A vain attempt to stem the tide!

 

Oh, can someome PM me the Capital One EO email?

Message 16 of 69
Involver
Valued Contributor

Re: Number of credit cards/ total credit limit

13 / 164k
Message 17 of 69
joedtx
Valued Contributor

Re: Number of credit cards/ total credit limit


@bada_bing wrote:

@6 cards, total @ $152,800

10x more than I need,  have ever used or ever would allow to be used.


Impressive card collection / limit ........proof you don't need 100+ cards to achieve your goals. Well done! 

Message 18 of 69
weehoo
Frequent Contributor

Re: Number of credit cards/ total credit limit

23 cards, around $270k

Citi AAdvantage WE - 41k | Marriott Bonvoy Brilliance - 29k | Citi Double Cash - 19 .5k | Southwest Premier - 39k | Discover Miles - 23k | GECRB Ebates Visa - 10k | Golden1 Rewards - $10k | Ducks Unlimited - 6k |
Message 19 of 69
chalupaman
Super Contributor

Re: Number of credit cards/ total credit limit

16 TLs, including two that don't report at all to the bureaus (Comenity Paypal Credit and Newegg Preferred accounts) for a total CL of around 38K, well above my stated income. I still wanna eventually close out my Chase SW card and move the limit over to my AARP and same thing with my Gold Delta Skymiles card when it's old enough so the number is still subject to change. And I'm still going for the Chase Amazon Visa next year so it will probably be 13 reported TLs altogether. I originally started out with just 1K of credit last year.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 20 of 69
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