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New Contributor
Posts: 57
Registered: ‎04-24-2013
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OCCU Beaver Card Question

So reading all those approval threads, and having been gardening for the last few months letting some accounts age that I added; and helping my Fiance get her credit situated, I decided to pull the trigger on the Beaver Card. got the 7-10 day message, and just got a letter this past Thursday that did not say whether it was denied or approved, just had my credit score and info that they pulled. I saw some other people had the same thing happen, but then a few days later got the card. 

 

Did anyone who got denied get 2 seperate letters? or should I be under the impression it was approved? 

My Wallet: Amex Gold: NPSL / Chase Sapphire: $7500 / Capital One Orbitz: $1500 / Capital One Quicksilver $1500 / Jared: $5100 / Chase Slate: $5000 / Care Credit: $4600 / OCCU Beaver: $2500 / Amazon: $600 / Walmart Disc: $2500 / Lowes: $400

Mega Contributor
Posts: 16,805
Registered: ‎08-08-2011
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Re: OCCU Beaver Card Question

Sounds good, I tried looking for the number to check status couldn't find it. I to saw the same thing about the card coming a few days later. Good Luck !

US Bank Cash+ (VSig) $10k / US Bank Ace (VSig) $10K / Discover IT $10k
Sam's Mastercard $8.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.55k / Citi DC (WMC) $3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Established Contributor
Posts: 781
Registered: ‎08-30-2013
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Re: OCCU Beaver Card Question

I've only received one letter-no card yet. But more than likely if your first letter was not a denial you were approved. You can call and get your CL.

Frequent Contributor
Posts: 414
Registered: ‎01-27-2012
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Re: OCCU Beaver Card Question


Emdee_MD wrote:

So reading all those approval threads, and having been gardening for the last few months letting some accounts age that I added; and helping my Fiance get her credit situated, I decided to pull the trigger on the Beaver Card. got the 7-10 day message, and just got a letter this past Thursday that did not say whether it was denied or approved, just had my credit score and info that they pulled. I saw some other people had the same thing happen, but then a few days later got the card. 

 

Did anyone who got denied get 2 seperate letters? or should I be under the impression it was approved? 


I got the same message, but I called and found out I was approved for $20.000. I then got the letter with my score and the next day the Beaver was in the mail!  Smiley Very Happy

CL $257,600
Community Leader
Super Contributor
Posts: 7,512
Registered: ‎09-22-2012
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Re: OCCU Beaver Card Question

7-10 day isn't always bad with OCCU, it could go either way.   855-604-3243 is one of the numbers to an analyst.

Community Leader
Established Contributor
Posts: 915
Registered: ‎05-28-2013
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Re: OCCU Beaver Card Question

[ Edited ]

When I apped on their site it said I was approved.  Just got a letter from them yesterday with my credit score on it and nothing else (EQ 759).  Hopefully the new card will be here tomorrow. Smiley Tongue

Frequent Contributor
Posts: 390
Registered: ‎01-11-2013
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Re: OCCU Beaver Card Question

Same happened to me and I called the number listed above. I was approved but only for $2500. My EQ score was only 650 though. Hope that helps

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
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