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OCCU Beaver Visa & That 1 Fico Point

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09Lexie
Moderator Emerita

Re: OCCU Beaver Visa & That 1 Fico Point

No current rev cc's in the last 9 years...again you should consider yourself happy with the approval.
Message 11 of 18
Credit-hoarder
Valued Contributor

Re: OCCU Beaver Visa & That 1 Fico Point

You're right 09Lexie, and I  am happy--but would have been a heck of a lot happier if the CL would have been AT LEAST $3K. The good news...since I've got back in the CC game again last August-only 2 denials (actually 3 but I count the 2 AMEX denials as 1).

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 12 of 18
09Lexie
Moderator Emerita

Re: OCCU Beaver Visa & That 1 Fico Point

Well, you certainly dove back in with a vengeance. In a year, you'll have that Amex and perhaps if these CL's grow with you -higher approvals.
Message 13 of 18
Credit-hoarder
Valued Contributor

Re: OCCU Beaver Visa & That 1 Fico Point

The CLI's will mainly be what I'm shooting for for a while-SP of course!  Going to try for a Discover IT SP CLI when it hits the 3 mo. anniv mark Dec. 2nd. Not really wanting AMEX as much now.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 14 of 18
09Lexie
Moderator Emerita

Re: OCCU Beaver Visa & That 1 Fico Point

Message 15 of 18
cheon1
Valued Member

Re: OCCU Beaver Visa & That 1 Fico Point

699 eq score $7,500 limit.  Smiley Happy


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Psecu Visa $20,000 | Amex Delta $6,500 | Lowes $15,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | | Chase CSP $20,000 | Chase Southwest Premier $ 12,000 | Citi Double Cash $6,500 | Citi World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Boa $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Boa Cash Rewards $5,000 | Amex SPG: $3,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000 | Barclaycard Arrival+ $13,000 | BOA Royal Caribbean Visa Signature $ 5,000 | Ritz Carlton Visa $10,000 | Amex Everyday $4,500 | Barclays US Airways $4,000 | Citi Prestige $7,000 PenFed - AMEX Travel Rewards $18,00 | PenFed Promise$18,000 Citi ThankYou Premier $4,500
Message 16 of 18
lkcrew426
Regular Contributor

Re: OCCU Beaver Visa & That 1 Fico Point

DH's score was 679 on the letter they sent & he got instant approval for $8k. I applied with a 719 & got the 7-10 day message. . . . . Smiley Frustrated

Message 17 of 18
Jchuthemyth
Valued Member

Re: OCCU Beaver Visa & That 1 Fico Point

I applied for the duck card.

I got the letter few days ago, fico 710 on the letter they sent me. 2 cc from jan 2013. And, I got denied.
After years of spending cash, I wanna build some credit
Message 18 of 18
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