@Ron1 wrote:
@xerostatus wrote:
@Ron1 wrote:I just logged into my account and the account is still open.
Ron.
Are you at all remotely in a different position than the rest of us?
That is, I'm wondering why you're account is still open... do you live in Oregon? Are you a member of myfico's new favorite credit union, occu? xD
No, I don't live in Oregon.
Ron.
I'm north, you're south...
@Chris87 wrote:Mine is closed too apparently. Just logged in and all of my account information is gone. I would never do business with this credit union again. They are extremely unprofessional.
Start adding info here, people...
When did you use the card last, prior to closure?
@Anonymous - sure thing. at least some of us got through the gauntlet. i'll take that as a win 
@Burned2manybridgesB4 wrote:
@TravellingNomad wrote:@Anonymous - yeah everything was gone. although i was able to login, my name, address, cc limits, and the declined transaction was gone. only info was the last 4 numbers of the account. the limit on the card was $10k.
@gdale - thanks for the info.
@Burned2many... - no sp's from them. was never able to use the card at all from the get go.
Don't get "legal action" hungry quite yet. They still have 30 to 45 days (can't recall which) to give you a letter of explanation for TL closing, from the date the card was killed. They don't need to notify you first.
nah...not legal action hungry. not angry about not being notified first. i half expected this day to come. at least now csr said letter was being mailed as to why account was closed, as opposed to not knowing anything.
@Ron1 wrote:
@xerostatus wrote:
@Ron1 wrote:I just logged into my account and the account is still open.
Ron.
Are you at all remotely in a different position than the rest of us?
That is, I'm wondering why you're account is still open... do you live in Oregon? Are you a member of myfico's new favorite credit union, occu? xD
No, I don't live in Oregon.
Ron.
Ron, did you get that referral email from OCCU a while back? Think it was $25 bucks a head...
@B335is wrote:
@TRC2k13 wrote:
@baller4life wrote:This appears to be a prime example of "if it sounds too good to be true, it probably is." The Duck and Beaver were definitely on my wish list for the fall or next yr when my Equifax surpassed 700 due to all the hype. I think this should be a lesson learned for all of us to be more cautious when jumping on the bandwagon of the next hot thing. Apparently this has happened before. Word spreading like wildfire on this forum and others of loopholes or backdoor ways into CUs passing out high limits like candy only for it to all end in disaster such as this. I sure hope that all of you that are affected by this fiasco will not have this TL reported negatively and in fact have it removed completely. Good luck!
Absolutely... I've read so many threads about people getting the Duck/Beaver card with limits 5x or 10x their next highest limit.
Really? That wouldn't strike a red flag? It would with me especially since it's not with BECU... my local CU that I do all my business with.
I was never approved for anywhere near 5x my next highest limit and my EQ score from their letter was 785 AAoA 3 years. Yes, I can see them taking a step back from those with below average credit. And I don't know where anybody can confidently say those approved were through some "loophole." Apparently word of mouth advertising is something they're not interested in.
Also, if they've closed this so-called loophole, why are they still HP for individuals they deem ineligible? It isn't that difficult from a programming perspective to weed it out, unless they like paying for HP in vain.
There is no loophole to get the card except you live in OR or the members of the CU. 
Anyone who 1) lives or works in our 28-county area, illustrated below, 2) is an immediate family member of an OCCU member or someone living in the membership area, 3) is a University of Oregon student or alumni, or 4) is a state employee can join Oregon Community Credit Union.
Ron.