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OCCU Update

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ArCpa
Contributor

OCCU Update

I had a good call with OCCU upper management . I was informed that there indeeed was a security breach and it included numerous accounts not just recent opened accounts. He also informed me that it would take at least another week for them to sort everything out. He said there would be 2 options, the first would be to lift the freeze and card holders could continue to use it. The second option he said if they suspected fraud activity would be for them to issue another card, but keep the old account open to view fraud activity. And lastly he stated that if a they suspected a card holders account has been breach they would send them a secure message thru there account or sent info by mail. Hope this helps !!

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Message 1 of 15
14 REPLIES 14
CreditMagic7
Mega Contributor

Re: OCCU Update

Thanks for getting some word to us Duck-Beaver holders. Since my planned spend and BT is already determined for this month that one week wait is a no issue here for now.

Looks like the breach must have been fairly extensive then.
Message 2 of 15
RnJ
Contributor

Re: OCCU Update

Darn, I suspected as much - but to be clear, was it in fact a bank data breach?  How on earth did you get a call to upper management, on a weekend?

 

Thanks for the info!

Message 3 of 15
ArCpa
Contributor

Re: OCCU Update

RnJ, They actually called me. I have had the card for 2 months , did a small BT about 6 wks ago still has not cleared the other cc. Call them Wed about this matter, said they would call me back. Hence the phone call, after getting it resolved I then asked about the freezes.  I was told it was a data breach, but they didnt know how many customers it has affected. There are some post on here that suggest that there reviewing all the recent accounts. But from what I was told , its a data breach.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Message 4 of 15
RnJ
Contributor

Re: OCCU Update

Well, this news is better than no news for sure.  Thanks so much for letting us in on your experience, hopefully it will be handled soon!

Message 5 of 15
alvon123
Super Contributor

Re: OCCU Update

Thanks for the update


Message 6 of 15
john398
Senior Contributor

Re: OCCU Update

oh just saw this update, before I replied in the other place, thanks for the post

Message 7 of 15
studiogeek
Valued Member

Re: OCCU Update

Beaver card hold lifted this morning. Card now functioning again. 

Call and check yours.....

Aug 2012 TU/EQ/EX 500's (zero positive credit, one 6 year old CO for $1100) Rebuild->Cap 1 secured $200->TU 610 EQ/EX 640, Shell $500 (cli) $750, Macy's $500, Bloomie's $500 ->(cli $1.2K), Victorias' Secret $750->(cli 1K) (level 2 moves) NFCU Visa Signature $15K/$20K, USAA $4K, Amex Blue $9K/$37K, Amex Costco $10.5K Penfed Visa $2.5K, OCCU Beaver $20K, Amex SP Gold(no limit), Chase PRG 26K ~ MyFico TU775 EQ789 EX766 / $0-$200,000 CL in just 18 months.
Message 8 of 15
mkm77
Regular Contributor

Re: OCCU Update

Received my cancellation letter today...Approved 20K early Jan...Never used it..6 other cards 20K plus line and 770 Fico no bads.

Message 9 of 15
emptypockets
Valued Contributor

Re: OCCU Update

What did it say for a reason?


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 10 of 15
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