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OCCU cancellation letter

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Petraeus
Contributor
‎03-02-2014 06:03 AM
‎03-02-2014 06:03 AM

OCCU cancellation letter

OCCU (Duck+Beaver cards) sent me a cancellation AR letter with a reason I no longer meet there risk critera.I've had the card since November last year and added one tradeline and 2 soft bump up in existing credit. OCCU account is in a great standing and PIF....I'm just curious if others have received similar notices.

FICO® Avg: 732 (11/2013)
Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
Future CC: Chase Sapphire Preferred Visa Signature®
Future CLI: AmEX BCE 2/2014 | Fico goal: 760+
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emptypockets
Valued Contributor
‎03-02-2014 06:21 AM
‎03-02-2014 06:21 AM

Re: OCCU cancellation letter

It's a long story:

 

http://ficoforums.myfico.com/t5/Credit-Cards/OCCU-Duck-and-Beaver-cards-compromised-Keep-an-eye-on-y...


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
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notfancy
Valued Contributor
‎03-02-2014 06:21 AM
‎03-02-2014 06:21 AM

Re: OCCU cancellation letter

@Petraeus wrote:

OCCU (Duck+Beaver cards) sent me a cancellation AR letter with a reason I no longer meet there risk critera.I've had the card since November last year and added one tradeline and 2 soft bump up in existing credit. OCCU account is in a great standing and PIF....I'm just curious if others have received similar notices.

yes, it seems that this is wide spread. There are a lot of posts on this forum about this issue.

Picture of OCCU letter!!!!
I'm sorry to hear they closed your account.
625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
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