No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NFCU/m-p/1507354/highlight/false#M198644
And the NFCU love just keeps on coming!
6/2011 I got approved for a $14,000 CashRewards Visa card. At the one year mark I just got a CLI making the CL $16,100.
11/2011 I got approved for a $5,000 NavChek.
3/2102 I was approved for a $1,000 Platinum MC.
When I got approved for the CashRewards card my TU & EQ scores were both somewhere between 670-680. Sadly a year later they're still stuck around the same, as I've opened a few new other accounts in the past year. I have a CH7 BK that was discharged 8/2008, but no lates or any other baddies since then.
They gave me:
Cash Rewards Visa 10k
Platinum Mastercard 17.5k
NavCheck 15k
& i just received an approval for a $40,000 car loan at the 1.79% but didn't take it bc Toyota Financial gave me 0% instead =)
Gotta love NFCU!!
Cash Reward 2 years ago Cl 16,000 CLI 2 months ago cl 19,200 (668) They pulled Equifax
Reward MC 5,000 last year (EQ 698) Score today 720
Cash rewards visa 20k
Navchek 10k
carloan 34k @ 4%
680 - 700 area on the credit score.
@Woolfman wrote:Cash rewards visa 20k
Navchek 10k
@Anonymous 34k @ 4%
680 - 700 area on the credit score.
Your car loan lines up with mine, was your car new or used?
I got my car loan, 19k 4.09% for 36 months. It was a refinance
Platinum visa 1000 cl
6 mos history
8 inquiries
1 collection from 2006
75% util (didnt know anything about util at the time lol)
pulled eq (fico score 640)
I also at the time possesed nrewards secured for 6 mos and they told me they based majority of decision off my pif payment history. ill try for a cli come nov when i hit 6 mos with the visa plat.
@webhopper wrote:
@Woolfman wrote:Cash rewards visa 20k
Navchek 10k
@Anonymous 34k @ 4%
680 - 700 area on the credit score.
Your car loan lines up with mine, was your car new or used?
I got my car loan, 19k 4.09% for 36 months. It was a refinance
It was a refinance.. But i had only had it 2 months (bought it new) at the time i refinanced
Another success, high 500s and over 10 baddies. I love NFCU!
Cash Rewards Visa - $8,000
NavCheck - $5000
Pulled Equifax - FICO 656
30 day delinquency on installment loan 04/10; $59 Med Collection 7/08; Chapt 7 - 6/05