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Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
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OFFICIAL "what NFCU approved me for" thread

I figure I'd start a thread geared to what Cl or loan NFCU granted you. Also, please include your EQ or TU score and age of baddies so we can compare.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Frequent Contributor
Posts: 253
Registered: ‎08-31-2011
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Re: OFFICIAL "what NFCU approved me for" thread

Cashrewards Visa - $10,000

 

EQ Score 631, TU 691 (they pulled both)

 

2 paid collections 5 and 6 years old.  

 

Several 30 and 60 day lates from 2008 show up only on EQ.

Established Member
Posts: 27
Registered: ‎01-29-2012
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Re: OFFICIAL "what NFCU approved me for" thread

14K with a 684 EQ

1 October Eq 750

NFCU nRewards 20k, USAA MC 16k, USAA MC 13k, Cabelas 9k, Jeep MC 8.5K, Chase Mil Star 12k

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: OFFICIAL "what NFCU approved me for" thread

Cash rewards- $8k

They've pulled TU(693) 3 times so far...
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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Posts: 7,225
Registered: ‎09-16-2011
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Re: OFFICIAL "what NFCU approved me for" thread

Me: cash rewards, 22k, 707, they pulled TU

My husband: platinum, 4K (asked for CLI after approval original approval was 2.5k), 681, they pulled EQ for him

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Member
Posts: 32
Registered: ‎03-24-2010
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Re: OFFICIAL "what NFCU approved me for" thread

nRewards 10K last year...received CLI to 15K, Car Loan 32K all within last 6 months.

 

Couple baddies from 2008-09 with FC 2008. Havent missed a payment since.

 

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
Frequent Contributor
Posts: 350
Registered: ‎07-13-2012
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Re: OFFICIAL "what NFCU approved me for" thread

Visa Flagship Rewards 10k @ 9.99

 

Refi Auto Loan 14.5k @ 2.99

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
Posts: 187
Registered: ‎06-17-2011
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Re: OFFICIAL "what NFCU approved me for" thread

Cash Rewards $12.5k
NavChek $10k
TU 709
EQ 690
Only baddies are lates from 2009
Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
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Re: OFFICIAL "what NFCU approved me for" thread

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Recommended-Steps-for-Improving-Credit/td-p/1... This person got approved for $2.5K with a 541 and some serious baddies.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: OFFICIAL "what NFCU approved me for" thread

Cashrewards $10K. TU 772...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
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