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Established Contributor
jordanmedical
Posts: 998
Registered: ‎04-08-2012

OFFICIAL "what NFCU approved me for" thread

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‎07-20-2012 05:21 PM

I figure I'd start a thread geared to what Cl or loan NFCU granted you. Also, please include your EQ or TU score and age of baddies so we can compare.
-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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Regular Contributor
Middleswarth
Posts: 160
Registered: ‎08-31-2011

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-20-2012 09:40 PM

Cashrewards Visa - $10,000

 

EQ Score 631, TU 691 (they pulled both)

 

2 paid collections 5 and 6 years old.  

 

Several 30 and 60 day lates from 2008 show up only on EQ.


Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.
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Established Member
rak320
Posts: 26
Registered: ‎01-29-2012

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 05:11 AM

14K with a 684 EQ

26 July 12 EQ Fico 745, TU Fico 706, EX FAKO 729 (USAA)

NFCU nRewards 17.5K, USAA MC 4K, Star 5.5K, Cabelas 2.5K.

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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 05:16 AM

Cash rewards- $8k

They've pulled TU(693) 3 times so far...
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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webhopper
Posts: 6,825
Registered: ‎09-16-2011

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 07:25 AM

Me: cash rewards, 22k, 707, they pulled TU

My husband: platinum, 4K (asked for CLI after approval original approval was 2.5k), 681, they pulled EQ for him
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 07:34 AM

nRewards 10K last year...received CLI to 15K, Car Loan 32K all within last 6 months.

 

Couple baddies from 2008-09 with FC 2008. Havent missed a payment since.

 

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
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Frequent Contributor
iMacDrew
Posts: 345
Registered: ‎07-13-2012

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 07:43 AM

Visa Flagship Rewards 10k @ 9.99

 

Refi Auto Loan 14.5k @ 2.99


Amex PRG NPSL | Amex BCP 6k | Discover IT 1.5k | CSP 5k | Military Star 3.2K | NFCU Cash Rewards 10k | US Bank Cash+ 5k
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Regular Contributor
Whereis750
Posts: 181
Registered: ‎06-17-2011

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 07:43 AM

Cash Rewards $12.5k
NavChek $10k
TU 709
EQ 690
Only baddies are lates from 2009
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Established Contributor
jordanmedical
Posts: 998
Registered: ‎04-08-2012

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 12:02 PM

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Recommended-Steps-for-Improving-Credit/td-p/1... This person got approved for $2.5K with a 541 and some serious baddies.
-Rebuilding with Cap1 Secured: 300, CapOne Cash: $1k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $2.5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.5K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

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Established Contributor
searchingfor67
Posts: 620
Registered: ‎08-02-2011

Re: OFFICIAL "what NFCU approved me for" thread

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‎07-21-2012 07:27 PM

Cashrewards $10K. TU 772...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
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