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OFFICIAL "what NFCU approved me for" thread

Established Contributor

Re: OFFICIAL "what NFCU approved me for" thread

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NFCU/m-p/1507354/highlight/false#M198644

 

And the NFCU love just keeps on coming!

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 11 of 27
Contributor

Re: OFFICIAL "what NFCU approved me for" thread

6/2011 I got approved for a $14,000 CashRewards Visa card.  At the one year mark I just got a CLI making the CL $16,100. 

 

11/2011 I got approved for a $5,000 NavChek.

 

3/2102 I was approved for a $1,000 Platinum MC. 

 

When I got approved for the CashRewards card my TU & EQ scores were both somewhere between 670-680.  Sadly a year later they're still stuck around the same, as I've opened a few new other accounts in the past year.  I have a CH7 BK that was discharged 8/2008, but no lates or any other baddies since then.

Message 12 of 27
Contributor

Re: OFFICIAL "what NFCU approved me for" thread

They gave me:

 

Cash Rewards Visa 10k

Platinum Mastercard 17.5k

NavCheck 15k

 

& i just received an approval for a $40,000 car loan at the 1.79% but didn't take it bc Toyota Financial gave me 0% instead =)

 

Gotta love NFCU!!

Message 13 of 27
Member

Re: OFFICIAL "what NFCU approved me for" thread

Cash Reward 2 years ago Cl 16,000 CLI 2 months ago cl 19,200 (668)   They pulled Equifax

Reward MC 5,000 last year (EQ 698)    Score today  720

Message 14 of 27
Established Contributor

Re: OFFICIAL "what NFCU approved me for" thread

Cash rewards visa 20k

Navchek 10k

carloan 34k @ 4%

 

680 - 700 area on the credit score.

Message 15 of 27
Moderator Emeritus

Re: OFFICIAL "what NFCU approved me for" thread


Woolfman wrote:

Cash rewards visa 20k

Navchek 10k

carloan 34k @ 4%

 

680 - 700 area on the credit score.


Your car loan lines up with mine, was your car new or used?

 

I got my car loan, 19k  4.09% for 36 months. It was a refinance

 


 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 16 of 27
Valued Contributor

Re: OFFICIAL "what NFCU approved me for" thread

Platinum visa 1000 cl

 

6 mos history

8 inquiries

1 collection from 2006

75% util (didnt know anything about util at the time lol)

pulled eq (fico score 640)

 

I also at the time possesed nrewards secured for 6 mos and they told me they based majority of decision off my pif payment history.  ill try for a cli come nov when i hit 6 mos with the visa plat.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 17 of 27
Established Contributor

Re: OFFICIAL "what NFCU approved me for" thread


webhopper wrote:

Woolfman wrote:

Cash rewards visa 20k

Navchek 10k

carloan 34k @ 4%

 

680 - 700 area on the credit score.


Your car loan lines up with mine, was your car new or used?

 

I got my car loan, 19k  4.09% for 36 months. It was a refinance

 


 


It was a refinance.. But i had only had it 2 months (bought it new) at the time i refinanced

Message 18 of 27
Established Contributor

Re: OFFICIAL "what NFCU approved me for" thread

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Approved-for-NFCU-cash-rewards/m-p/1520340#M2...

 

Another success, high 500s and over 10 baddies. I love NFCU!

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 19 of 27
Contributor

Re: OFFICIAL "what NFCU approved me for" thread

Cash Rewards Visa - $8,000

NavCheck - $5000

Pulled Equifax - FICO 656

30 day delinquency on installment loan 04/10; $59 Med Collection 7/08; Chapt 7 - 6/05

FICOs EQ: 702 Experian: 715 TU: 765
NFCU Cash Rewards $35k | NFCU Flagship $5k | NFCU Nav $15k | Cap1 Venture $18k | Cap1 QS $5.4k | Fidelity AmEx $25k | DCU Plat $10k | AMEX Delta Gold $5k | AMEX SPG $1k | AMEX Personal NPSL | Marriott Chase Visa $5k | Barclay Arrival M/C $8k | Barclay Sallie Mae M/C $3k | Barclay Rewards $2k | Nordstrom $4.5k | Cap 1 Plat $2k | BBVA NBA $10k | Serta $8k | Lowes $17k | Macy's $14.9k | MWalmart $5k | Discover IT $1k| Vystar $10k
Message 20 of 27