And this folks is how a new churner is born 
If paying by CC, any CC, make sure it makes financial sense, aka, you are coming out ahead. Value the points, the inconvenience, etc, honestly and decide if it's worth it.
@enharu wrote:
I might have misunderstood you. I thought you are trying to pay for your auto loan using a credit card.
Most dealerships let you charge 2000-3000 on a credit card. If you are buying an expensive car or an exotic one, they will usually let you put the whole car on a credit card if you want to, since the profit margins on those are much bigger. Talk to your dealership. If your dealership is okay with it, and you can pif like you said, do it! Free rewards anyhow.
No, not the whole loan, just what I'm putting down...probably around $15k. To me the car is expensive but I'm not sure what qualifies as expensive. 
I'll check with the dealership and also Navy just to be safe. Would be nice to get the cash back!
@NJTurnpike wrote:And this folks is how a new churner is born
If paying by CC, any CC, make sure it makes financial sense, aka, you are coming out ahead. Value the points, the inconvenience, etc, honestly and decide if it's worth it.
What's a churner? I think I get 2% cash back from Navy on my VISA Sig Cash Rewards so if I run a $15k down payment through that would be $300 back. Seems like a good deal!
You will be fine. 
My dealership allowed only 2500 on a credit card because I was really hard on the price lol. Got my car 1400 below true car prices. No other dealership in California was even willing to go 800 below true car for what I wanted.
Check with your dealership what's the max they allow. The more you bargain on the prices, the less they will allow. You can always ask them for the discount upfront and just pay cash. They are going to get charged transaction fees if u use a card, so might as well let you have a bigger discount and they avoid that fee altogether.
For cars 80k and up pretax, most car dealerships will let you pif using a credit card without any issues unless you really got a good bargain on the price.
My friend only has 10k limit on her csp and Beverly Hills Porsche allowed her to put the whole car on the card. She literally had to do 11 payments and drop by the branch 11 days in a row except Sunday to pay in full before she was able to finally pick the car up. The trouble she went through for rewards.... Worth it I suppose.
My dealership allowed only 2500 on a credit card because I was really hard on the price lol. Got my car 1400 below true car prices. No other dealership in California was even willing to go 800 below true car for what I wanted.
Check with your dealership what's the max they allow. The more you bargain on the prices, the less they will allow. You can always ask them for the discount upfront and just pay cash. They are going to get charged transaction fees if u use a card, so might as well let you have a bigger discount and they avoid that fee altogether.
For cars 80k and up pretax, most car dealerships will let you pif using a credit card without any issues unless you really got a good bargain on the price.
My friend only has 10k limit on her csp and Beverly Hills Porsche allowed her to put the whole car on the card. She literally had to do 11 payments and drop by the branch 11 days in a row except Sunday to pay in full before she was able to finally pick the car up. The trouble she went through for rewards.... Worth it I suppose.