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Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007

Re: OLD AMEX GOLD



ohboy wrote:
Found the card  !!!!
 
Ganna call them now
 
ill lets you know results
 



Congratulations, and good luck!
 
(Has it really been 23 years since you cleaned out that drawer? LOL)
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Moderator Emeritus
fused
Posts: 16,253
Registered: ‎03-12-2007

Re: OLD AMEX GOLD

...this should get very interesting
Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K
Valued Contributor
debtisgood
Posts: 1,126
Registered: ‎03-25-2008

Re: OLD AMEX GOLD

Given Amex's behavior of late, I expect a couple of hards, a financial review, and a reduction of his credit line from its current 0 to -500.
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007

Re: OLD AMEX GOLD

Hello All
 
 
This forum rocks
 
I called, they still stated the accounts doeas not exist
 
I said i have the old statements to prove it
 
sorry but that does not help, she ask by any chance do you have the card?
 
Wow isnt it enough that I have a statement?
 
No sir the card is the proof, if you did had it you could give use the account number and the securerty
 
code
 
And if i did have it and i gave you the code would of that been enough
 
No sir, I would need a copy or a fax and I would of processed the info in our sysytem and to the CRA
 
Would i get the history from 1984? since that was the year i became a member
 
Yes sir
 
In other words my new account will show it was open in 1984 and i would get all paid on time,
 
all 25 years
 
Yes sir
 
Okies were do I fax the copy of the card I have it in my hands, member since 1984, how long will it
 
take?
 
############   we will process as soon we get the copy
 
Faxing the copy
 
we are going to send you a new card stating your a member since 1984, plus it will be reported to the
 
CRA for the history
 
Thank you
 
I have 25yrs great history with amex now wow
 
How many pionts do you think my FICO will go?
 
 
 
YAHOOOOOOOOOOOOO
 
 
 
 
 
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007

Re: OLD AMEX GOLD

[ Edited ]
 
 
By the way , account is going to be with the new account number
 
 
Oh my god i have to clean the mess I made, the junk drawer, i just fliped it
 
it was in the bottom lol,
 
oh my god all them memories in there, I wish i was young again
 


Message Edited by ohboy on 06-18-2008 06:51 PM
Valued Contributor
debtisgood
Posts: 1,126
Registered: ‎03-25-2008

Re: OLD AMEX GOLD

It depends, do you have any other accounts near that age? It will potentially rebucket you and who knows what effect that will have on your score in the short term.
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007

Re: OLD AMEX GOLD

Rebucket ?
 
please explain
 
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: OLD AMEX GOLD

Wow, I have GOT to go clean out my junk drawer! Congrats!

Re-bucketing is when you shift from one "score bucket" to another. For scoring purposes, we are clumped with other consumers with similar histories. If you have a collection, you'll be in the collection bucket. If you have a judgment, you're in the judgment bucket. If you have 4 judgments, you stay in that bucket until the last one goes away. If you're relatively new to credit, you're in the short history bucket. And so forth. And there seems to be some overlap among these, but we don't really know what it is.

You might now find yourself in the older-than-dirt bucket. And if the rest of your history is pretty short, you will find yourself compared with others who have had credit for 25 years, and their average history is 14 years, and there you are, in diapers and shaving at the same time. (FICO looks at both your average and your longest history.)

I don't know what your current bucket is now, so no way to guess, but even if there's an initial score drop, you now have the potential for your scores to grow a lot higher. And many people get upset at these things, but I figure that if it weren't for buckets, we'd all be mired in the 400's and 500's, waiting on psychic and MidnightVoice and others to go off to that big Credit Bureau in the Sky, so that we could move up.

When I added an AU card and went from 12 years oldest to 18, there was around a two-week delay before the rebucketing notice.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007

Re: OLD AMEX GOLD

Good Morning All
 
 
Just went on the Amex website, says i am a member since 1984
 
LOL
 
Cant wait till it updates in the CRA
 
FYI
 
The old card is much sexier then the new card, it is much more detailed
 
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: OLD AMEX GOLD

Great - now you have been a member since I was 12 !!!!!!!!!!

ohboy wrote:
Good Morning All
 
 
Just went on the Amex website, says i am a member since 1984
 
LOL
 
Cant wait till it updates in the CRA
 
FYI
 
The old card is much sexier then the new card, it is much more detailed
 




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