Reply
Frequent Contributor
Posts: 271
Registered: ‎12-07-2007
0

Re: OLD AMEX GOLD

Hi

DW had a Amex Blue Student card when she was in her Masters in 2003
becoz of some financial probs she missed couple of payments and account was closed & PIF.

Can we open it(old)/new cc without losing old history. It went for Collection but DW paid to Amex not to the Collection agency.

***We have the old Amex CC with us now.****

Thanks
Established Member
Posts: 21
Registered: ‎05-23-2008
0

Re: OLD AMEX GOLD

HI-ALL - remember you are not opening up your old account, You must either have a current account open or open a net new account with Amex. Then if they do not find the history in their system you would need to fax/mail them copies of the actual CC for verification. They will then edit you account history and if necessary offer to send out an updated card with the newly edited Member since date on it.
Frequent Contributor
Posts: 271
Registered: ‎12-07-2007
0

Re: OLD AMEX GOLD

[ Edited ]

hi scoreup

so do we need to open an account with them before this process takes place or can I talk to them to open a new cc with old cc history ?

Thanks

 

Edit by cheddar: Insignificant.  I did not change the content of this post.

 



Message Edited by cheddar on 06-20-2008 12:51 PM
Regular Contributor
Posts: 145
Registered: ‎03-27-2008
0

Re: OLD AMEX GOLD

[ Edited ]


HI-ALL wrote:
hi scoreup

so do we need to open an account with them before this process takes place or can I talk to them to open a new cc with old cc history ?

Thanks


You open a new account. You will not have the "old history" per se, but your new card will report as though it had been opened the year your old card was opened and with a clean history.
 
 
 
Edit by cheddar: Content was not modified.
 
 


Message Edited by cheddar on 06-20-2008 12:52 PM
Frequent Contributor
Posts: 271
Registered: ‎12-07-2007
0

Re: OLD AMEX GOLD

[ Edited ]
Hey gary

Thanks for ur info.

Have a nice weekend

Message Edited by HI-ALL on 06-20-2008 04:22 PM
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: OLD AMEX GOLD

cheddar (or anyone else), does this mean that even if the old card got ugly at some point, as long as you paid it off entirely, you can get the history with a new card?

I'm surprised to hear this, because on the Oasis threads, I thought I had read that if you owed them, you could sneak back in via Oasis, but if you had PIF'd, they wouldn't bother to take you back, since there was nothing in it for them, and you were blacklisted.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
Posts: 174
Registered: ‎03-26-2007
0

Re: OLD AMEX GOLD

Hello Hauling
 
 
As i did understand I was a member at 1984 Green Amex  wnt bad but paid
 
I applied last month to get new Green Amex Recieved it, I cleaning out a tin box found my old
 
statements called Amex they told me that was not enough, I new card was in my junk drawer
 
Fliped box seen card , called and i faxed them a copy, now it says on the webpages of my account
 
member since 1984, and they will give me the history since 1984 on th CRA, for my new opld account
 
they did not give me the old number, but they will give me the history,
 
It will be about 7 to 10 days when they update, i will keep you guys posted when reported
 
 
I guess they do give u the history even if it did get ugly at one piont,  by the way im happy
 
my Green Amex now will say member since 1984,
 
But my only problem is i still have that pile of junk on the floor, i have to put the drawer away, lol help
 
 
 
Regular Contributor
Posts: 174
Registered: ‎03-26-2007
0

Re: OLD AMEX GOLD

HI- All
 
 
Give them a call before you aply
 
my score for ex was 702 last month, i have a few new accounts so now i dont know wat my score is am going to pull as soon as they post them, have the TU thingy
 
 
 
 
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
0

Re: OLD AMEX GOLD



haulingthescoreup wrote:
cheddar (or anyone else), does this mean that even if the old card got ugly at some point, as long as you paid it off entirely, you can get the history with a new card?

I'm surprised to hear this, because on the Oasis threads, I thought I had read that if you owed them, you could sneak back in via Oasis, but if you had PIF'd, they wouldn't bother to take you back, since there was nothing in it for them, and you were blacklisted.

I don't think they blacklist for life as long as your old bad account has been PIF.  Cardholders who have PIF their old bad accounts are not eligible for Oasis, but they are not necessarily precluded from getting another Amex card at some point in the future.

 

----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Regular Contributor
Posts: 174
Registered: ‎03-26-2007
0

Re: OLD AMEX GOLD

Yes iI did go bad on them but paid them
 
never applied or ever thought of appliing with Amex cuase i thought they hated me
 
last year I applied for the Delta and HHonors, always PIF,
 
Last month I Applied for the Green Amex Charge, afterwords i found my old statements, then the card
 
After reading a few post about Amex giving history from the first member thats when i called and was very happy
 
still no alerts from the CRA about the accounts being posted
 
but will let you all know when i gets alerts
 
thank you all
 
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.