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Frequent Contributor
Phoenix-rising
Posts: 474
Registered: ‎06-16-2008
0

Re: OLD AMEX GOLD

Man, oh Man!  It sounds like you found the pot of gold at the end of the rainbow, ohboy!
 
If I remember correctly I had an AmEx card opened in the 1980's as well and cancelled it when I moved to Central America in 1987.  I'm sure I cut the card up 20 years ago <sniff>  <sniff> so there's no chance in regaining my AmEx history.  But it was a nice dream while it lasted.
 
I'm so glad it worked out for you.  Keep us posted on what it does for your score.
DH's FICOS: July '08 TU-661 / EQ-593 / EX-656 --> April '09 TU-730 / EQ-705 / EX-685

MY FICOS: July '08 TU-735 / EQ-727 / EX-767 --> April '09 TU-789 / EQ-774 / EX-767
Frequent Contributor
ficonovice
Posts: 440
Registered: ‎08-08-2007
0

Re: OLD AMEX GOLD

I too hopped on the AMEX bandwagon to benefit from old accounts I had with them back in the 80's hoping it would help my average age. On review, I'm pretty certain it won't have a big positive impact. In analyzing my reports, it says I have 20 accounts (though only 9 are active). My average age is 6.5 years. If my math is correct, adding one card with a 20 year history will only improve my average age by at most a few months....
 
Oh well, we'll see....
Rust never sleeps and neither does my fico score...
Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008
0

Re: OLD AMEX GOLD

I've called twice to 2 different numbers and they tell me that once the account is closed for over 3 months, they cannot activate it.
 
What numbers did you guys call?
 
The 2 Tel. I called were:
800-678-0745
888-246-1076
 
 
Frequent Contributor
ficonovice
Posts: 440
Registered: ‎08-08-2007
0

Re: OLD AMEX GOLD

It's not reactivating an old card, it's getting a new card. However, the old card history start date should carry over to the new card and report that way to the bureaus...
Rust never sleeps and neither does my fico score...
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007
0

Re: OLD AMEX GOLD

Hello all
 
 
Today i have recieved my new Amex Credit Card
 
 Says member since 1984
 
lol I love it
 
Showed it off , to my friends and loved ones
 
they alled wowed me, when i explained what i did all they did was yawn
 
I guess they dont really understand the FICO, or just have poor credit and are envious
 
the Amex still did not report to the CRA as of yet
 
But I am very happy with my card and sharing my happiness with MyFICO friends
 
I did it because of you guys
 
thx all
 
Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008
0

Re: OLD AMEX GOLD

Hi ohboy,
 
Did you call the back door number?
 
I called twice to 2 different numbers and they could not find my card no. in their system.
 
They said that if it has been over 3 months, they won't be able to find it.
 
Thanks.
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: OLD AMEX GOLD



ohboy wrote:

....Showed it off , to my friends and loved ones
they alled wowed me, when i explained what i did all they did was yawn
I guess they dont really understand the FICO, or just have poor credit and are envious


LOL, it's like being a runner and knocking 6 seconds off your best time, and you tell other people, and they just say, Dude, your shoes sure are stinky!

We fellow stinky-shoed people congratulate you. :smileyhappy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007
0

Re: OLD AMEX GOLD

Hello Solar
 
I called the number on back of the card, It just happened that even the old card had the same number
 
1-800-528-4800
 
They had no record of the old account, so i faxed a copy of the old card
 
That had satisfied them,
 
 
Us FICO Maniacs get all excited about things like these happeneing to us,
 
But like i said i put them all to sleep taking about FICO scores and things about credit
 
but they do know how to ask for a loan, from your credit cards
Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008
0

Re: OLD AMEX GOLD

Thanks ohboy.
I'll try that number and let you guys know what happens.
 
 
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007
0

Re: OLD AMEX GOLD

Hello all
 
 
today i had noticed on my Truecredit that amex had reported to all CR that the account was opened in
 
May, 1984
 
From the last time i pulled my scores  EQ 672 EXP 701 TU 706,
 
Not much had changed, but in the process i opened new accounts that were reported
 
Citi Checking Plus
Citi HHonors Signiture Visa
Disc (HSBC) Yes they did report it, transfered CL(and closed account) to my old Disc from HSBC
Bank of America  99/500 Have to get in with them
 
Scores are  EQ 679 EXP 696  TU 705
 
At the end of this month,   AMEX HH , Amex Blue Cash,  and WAMU MC (closed) will age the year
 
hopefully this will bring back EXP to over 700 again , all three did there inquiyies in EXP
 

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