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Member
Posts: 10
Registered: ‎01-04-2011
0

OLD NAVY UPGRADE :D

[ Edited ]

Hi All,

I just went online to schedule my payment for my old navy card and noticed that there was an Offers tab and under it, it said Upgrade Card so I clicked it and a window opened and said "YOU HAVE BEEN PRE-APPROVED FOR A VISA UPGRADE!" click accept to view terms.  So I clicked it and I was approved for a Visa upgrade :smileyvery-happy: and not only did they upgrade me to a Visa but they also increased my limit to $3,000 from $1,300!!  Rate high 23.99 but that's fine since I'll pay in full... Totally surprised :smileysurprised:

Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: OLD NAVY UPGRADE :D

Congrats. Are you sure it is not a new card? GEMB normally issues a new account when the offer the upgrade card. It was supposed to be upgrade but I have both WM Store Card and WM Discover Card.

Member
Posts: 10
Registered: ‎01-04-2011
0

Re: OLD NAVY UPGRADE :D

Yes, you are correct.  In the email that they sent me to confirm it, they call it an UPGRADE but then it states that once I activate my NEW VISA card then my OLD existing Old Navy card will be CLOSED :smileysad:!! Hopefully this doesn't hurt me too much since I'm fairly new to credit anyways.  I was in gardening mode so I hope they didn't hard pull me for this SUPPOSELY UPGRADE :smileymad:!

Regular Contributor
Posts: 155
Registered: ‎04-14-2009
0

Re: OLD NAVY UPGRADE :D

Is Old Navy BK friendly? I don't want to waste an inquiry if not.

Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
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Re: OLD NAVY UPGRADE :D

How long have you had this card?  My roommate has an ON store card, and she would love to upgrade to the Visa.

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My favorite card right now: Barclays Arrival Plus WEMC
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: OLD NAVY UPGRADE :D

Congrats! Old Navy is definitely helping me in my rebuliding, too! Gotta luv them. :smileyhappy:

 

Thanks for the tip... I'll be keeping an eye on that tab in the future. Right now, it's not giving me that option... but maybe next year. (fingers crossed)

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Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Member
Posts: 10
Registered: ‎01-04-2011
0

Re: OLD NAVY UPGRADE :D

I've had my card for for about 10 months, apped in store and received a credit limit of $300.  I'm not sure about the BK friendliness.

Valued Contributor
Posts: 1,469
Registered: ‎09-01-2011
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Re: OLD NAVY UPGRADE :D

Too bad they don't report the Visa with your original store card opening date. I wish Macy's did this with the Macy's AmEx card but they just create a brand new account, so I opted to stick with the store card since it's an old tradeline.

Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
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Re: OLD NAVY UPGRADE :D


mxp114 wrote:

Too bad they don't report the Visa with your original store card opening date. I wish Macy's did this with the Macy's AmEx card but they just create a brand new account, so I opted to stick with the store card since it's an old tradeline.



According to some of the messages on this thread they do use your opening date

http://ficoforums.myfico.com/t5/Credit-Cards/OLD-NAVY-VISA-UPGRADE-ANY-RECENT-EXPERIENCE/td-p/668148

Takes 1 to 2 billing cycles

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