Update Q:
They said I'd get a confirmation email about the approval, rates, etc. So far nothing. Should I worry? Sorry to be a Nellie, this is my first card in awhile, and since the subqequent BOA/WAMU declines I really need it. I'll check tomorrow but hoping BOA/WAMU are due to Experian pull (highest score but more derogs, most of score is based I think on a 19 year old paid account).
Efx/TU still at about 665, Efx has a paid recewnt collection and 7 yo CO, TU does not have the paid collection, has the 7 yo CO and two unpaid collections due to drop in 6 months (with DOLA recent because of payments though as far as I know this does not count as 'recent collection').
