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Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
0

OMG CHASE FREEDOM INSTANT APPROVAL

just got a walmart card yesterday.  seen that chase pulls EX for the most part or EQ on credit boards.  EX is my best report by far and they approved me but didnt say what the cl is.  is chase freedom considered a prime card?  should I try for the saphire today aswell just to see if im approved or will it be another hard inq.  thanks mike


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU DISCOVER FICO 743 LENDER PULL 9/24/2014 EQ FICO 751 EXPERIAN 757
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000 KAWASAKI GOOD TIMES CARD $21,000
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

I think 2 applications is usually 2 hard pulls with Chase and perhaps on a different report, but I reckon YMMV.  Based on your wallet though, I don't think you stand much of a chance on the Sapphire.  That card requires a $5K plus limit, so they like to see experience with limits atleast close to that, though it's not always a deal breaker.  Call Chase's app status line and find out the limit they gave your Freedom card, that should give you an idea about what kind of credit they will extend you at this time.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

I just called its a 500 cl   does chase do CLI?     If so how often thanks mike


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU DISCOVER FICO 743 LENDER PULL 9/24/2014 EQ FICO 751 EXPERIAN 757
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000 KAWASAKI GOOD TIMES CARD $21,000
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

CONGRATS on the approval! I agree with the other poster...your chances of getting a sapphire card are slim due to your limited history. You should just wait a bit since you've already gotten the freedom card. I do believe applying for chase again for a different card would definitely be another hard pull.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

Time to enter the garden I am defiantly happy with how far I have came this year.  Time to let some of these INQ fall off.  I have plenty of them now LOL.  But I accomplished my goal of getting atleast 1 prime card with no annual fee.  Now I just need to relax and let these card work for me.  Thanks to everyone that provided information that helped me accomplish my goals.


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU DISCOVER FICO 743 LENDER PULL 9/24/2014 EQ FICO 751 EXPERIAN 757
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000 KAWASAKI GOOD TIMES CARD $21,000
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

Just out of curiousty, who did they pull?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

Not sure yet but will post prob tomorrow  when I check usaa


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU DISCOVER FICO 743 LENDER PULL 9/24/2014 EQ FICO 751 EXPERIAN 757
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000 KAWASAKI GOOD TIMES CARD $21,000
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

Congrats

Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

thanks


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU DISCOVER FICO 743 LENDER PULL 9/24/2014 EQ FICO 751 EXPERIAN 757
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000 KAWASAKI GOOD TIMES CARD $21,000
Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012
0

Re: OMG CHASE FREEDOM INSTANT APPROVAL

:smileyhappy:Congrats. How old is your oldest Credit card ?

Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k

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