Credit Cards

[ninjamike81]

just got a walmart card yesterday.  seen that chase pulls EX for the most part or EQ on credit boards.  EX is my best report by far and they approved me but didnt say what the cl is.  is chase freedom considered a prime card?  should I try for the saphire today aswell just to see if im approved or will it be another hard inq.  thanks mike

[Koop10010]

I think 2 applications is usually 2 hard pulls with Chase and perhaps on a different report, but I reckon YMMV.  Based on your wallet though, I don't think you stand much of a chance on the Sapphire.  That card requires a $5K plus limit, so they like to see experience with limits atleast close to that, though it's not always a deal breaker.  Call Chase's app status line and find out the limit they gave your Freedom card, that should give you an idea about what kind of credit they will extend you at this time.

[ninjamike81]

I just called its a 500 cl   does chase do CLI?     If so how often thanks mike

[maiden_girl]

CONGRATS on the approval! I agree with the other poster...your chances of getting a sapphire card are slim due to your limited history. You should just wait a bit since you've already gotten the freedom card. I do believe applying for chase again for a different card would definitely be another hard pull.

[ninjamike81]

Time to enter the garden I am defiantly happy with how far I have came this year.  Time to let some of these INQ fall off.  I have plenty of them now LOL.  But I accomplished my goal of getting atleast 1 prime card with no annual fee.  Now I just need to relax and let these card work for me.  Thanks to everyone that provided information that helped me accomplish my goals.

[Tommy5746]

Just out of curiousty, who did they pull?

[ninjamike81]

Not sure yet but will post prob tomorrow  when I check usaa

[Cadillac-XTS]

Congrats

[ninjamike81]

thanks

[supersam101]

Congrats. How old is your oldest Credit card ?