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Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 02:45 PM

So after waiting almost two months...and several "reevaluations" with silly, uninformed CSRs...
Finalllly!!!! After a little verification... The Exec Offfice got me approved!!!

She said my limit is $5,000!
I'm assuming I got the 18 mos 0% interest!!

Idk what the apr is though :-/ she didn't know either...

Oh well, in the garden I shall remain!!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 02:50 PM

That's great, Congrats! See you in the garden. :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Established Member
Elcid89
Posts: 354
Registered: ‎10-04-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

[ Edited ]
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‎02-01-2013 02:53 PM - edited ‎02-01-2013 07:21 PM

CDP is a tiered product AFAIK, at 11.99 / 16.99 / 21.99, all variable against prime. Aside from the balance transfer (with a 3% fee) which isn't a bad deal IMO, the rewards program isn't much to speak of.

 

That said, congrats on being approved.

FICO scores: 819 (EQ) 815 (EX) 803 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k

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Established Contributor
rtw
Posts: 748
Registered: ‎05-01-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 02:54 PM

Congrats! Very nice.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 02:58 PM

Thanks!
Yeah, I have plenty of everyday use, rewards accounts. I like the intro 0% on this card. I was going to pay off my $1500 balance on my Paypal account, but I can just save my cash and do a bt now lol!!

My next FICO goal is 720!!! I pretty much have all the credit I could ever want....

I will prob close an account or two... Maybe my Chevron card lol... Seeing as how I have about 20 open cards now lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 03:06 PM

Haha Customer Service says it'll be 21.99 after the 18 months!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 03:06 PM

Congrats! How exciting!! :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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Established Contributor
LesWH
Posts: 601
Registered: ‎10-11-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 06:15 PM

SCORE!!!!!!!!:womanlol:


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






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Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 06:50 PM

Whohoo! Congrats! Diamond Preferred is a nice looking card and the 18 months no interest is nice!


$100K in Credit
Last App: 01/09/13
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Valued Contributor
youngandcreditwrthy
Posts: 3,777
Registered: ‎08-16-2012

Re: OMG CITI DIAMOND PREFERRED APPROVED!!!!

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‎02-01-2013 07:17 PM

Thanks Les and Chnceit!!
Haha SCORE is right!!!!

Now I really need to focus on debt reduction and continuing to build my prime accounts! I hope my dismal 684 EQ Fico doesn't drop and lower when this new account reports!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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