09-26-2012 08:27 AM
I broke down and called executive office yesterday, complained about how unhappy i was with my credit limit not increasing in like 3 years. She asked a bunch of questions for manual review, least amount of increase i would accept, (7500) and how much i really wanted (10,000) Got a call back today with the 7500 APPROVED.
My card was opened in april 2008 with 500.00 limit, credit steped to 750.00 and then at christmas 2009 went to 3250.00 where it has stayed. My credit score back then was like a 520, and today is 724.
I was able to get a pc a couple months ago to a venture card, but no increase.
09-26-2012 08:29 AM - edited 09-26-2012 08:31 AM
Congratulations!!! That's amazing!!!!!!!!!!!
(ETA) I really hope that Cap1 begins to modify its business model to allow for increases on rebuilder accounts. As a customer's credit improves, it makes sense to reward them and keep the customer. I would think that this is part of building a business relationship. Well, we'll see if this points to changes in the near future. Once again, congrats!
09-26-2012 08:32 AM
WOW, that is very good...i have been stuck at 500 for years..as soon as i buy my first house I am closing them..can't be bothered with Capital One no more
09-26-2012 08:33 AM
Congrats! These boards have me avoiding Cap One at all costs. Glad you had some success with them.
09-26-2012 08:46 AM
09-26-2012 08:47 AM
she also told me it could be a hard pull, i asked if it would only be one, and she said no, all three. I checked just now and I see NO hard pulls.
Also, she asked me SEVERAL times where i got the number, i told her I searched the internet for it, and she asked me what site i got it from. I told her i couldn't remember. She still asked me again what site.
09-26-2012 08:49 AM
09-26-2012 08:54 AM
just checked my account and the new limit is there already!!!! omg, i feel like hell has frozen over or something...lol
09-26-2012 08:58 AM
Reading the subject, waiting for the punch line. Seriousl though, congrats to you! That really does deserve a happy dance!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.