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Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

OMG!!!! Capital One CLI SUCESSS!!!!

I broke down and called executive office yesterday, complained about how unhappy i was with my credit limit not increasing in like 3 years. She asked a bunch of questions for manual review, least amount of increase i would accept, (7500) and how much i really wanted (10,000) Got a call back today with the 7500 APPROVED.

 

My card was opened in april 2008 with 500.00 limit, credit steped to 750.00 and then at christmas 2009 went to 3250.00 where it has stayed. My credit score back then was like a 520, and today is 724.

 

I was able to get a pc a couple months ago to a venture card, but no increase.

Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

[ Edited ]

Congratulations!!! That's amazing!!!!!!!!!!! :smileyvery-happy:

 

(ETA) I really hope that Cap1 begins to modify its business model to allow for increases on rebuilder accounts. As a customer's credit improves, it makes sense to reward them and keep the customer. I would think that this is part of building a business relationship. Well, we'll see if this points to changes in the near future. Once again, congrats!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Contributor
EmpressLuv
Posts: 84
Registered: ‎08-29-2012
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

WOW, that is very good...i have been stuck at 500 for years..as soon as i buy my first house I am closing them..can't be bothered with Capital One no more

My Wallet: AMEX Gold NPSL, Express 1050, Victoria Secret 1750, Macy's 2K, Kay's 7600, Capital One 1.15K, Capital One 2000, Quicksilver 1500; QVC 1600, Walmart 2700, Pier 1 1250, Kohl's 700, JCrew 1250, JCPenny 2900, Discover 1500, Lowes 3000

Current Scores: Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Goal Score: 700
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Congrats! These boards have me avoiding Cap One at all costs. Glad you had some success with them.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Nice, my CL has been at $1100 since 2008 with no luck in CLI. My case is with the Exec office right now and still waiting to hear from them.

 

 

 




Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

CONGRATS!!!!

Still waiting for the callback about my CLI request, I'm gonna be extremely upset if they say no, more than likely closing the account.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

she also told me it could be a hard pull, i asked if it would only be one, and she said no, all three. I checked just now and I see NO hard pulls.

 

Also, she asked me SEVERAL times where i got the number, i told her I searched the internet for it, and she asked me what site i got it from. I told her i couldn't remember. She still asked me again what site.

Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Lol good looking!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
cmerriott
Posts: 29
Registered: ‎05-06-2011
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

just checked my account and the new limit is there already!!!! omg, i feel like hell has frozen over or something...lol

Myfico EQ 1/12/13 759

Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: OMG!!!! Capital One CLI SUCESSS!!!!

Reading the subject, waiting for the punch line.  :smileyhappy:  Seriousl though, congrats to you!  That really does deserve a happy dance!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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