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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Try it maidengirl!!!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: OMG DISCOVER MOTIVA APPROVED!!!

I wonder if they'd even go for it with my account being so new and all...It's only like a month old now.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Ohh lol they'll prob make you wait... Idk... Discover is a credit I barely have any experience with, except being denied several times over the years

Question: can I ask them to overnight the card for free?!?! Lol

Damn, now Im wanting to app for the Amex BCE... Ohhhhh Amexxxxx!!! Grr
I mean if Discover will approve me, why wouldn't Amex? Right?! Lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: OMG DISCOVER MOTIVA APPROVED!!!

Amex isn't really big here. It's mainly VISA and Mastercard...and occasionally I'll run into a place that will accept my Discover card...which is why I want to app for the Citi Forward card since it's back by VISA. Tired of Cap1...

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Oh god.... As soon as you can, get something better than Capital One. I'm sure you've seen the threads about C1. I feel like they try to keep your score low with low limits.

Ah! Citi and Boa scare me... Ive read horrrrrribbllleeee reviews, more thab any of creditor, about them.
I almost apped for the boa amex and not the
Motiva!! Eeek lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: OMG DISCOVER MOTIVA APPROVED!!!

I recently had success with a Cap1 increase with the Exec office :smileyvery-happy: I just really want that damn citi forward card cuz they keep denying me! LOL!

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Omg!!!! You lucky b!!!!! Capital One hates me lol even after six years of pristine history!!! I got those three letters from my exec num calls today... All three said the same d--- bulls--- excuse! Gr!!! I'm tempted to really call and get super rude just because I have nothing to lose really, ehhh but I won't bother with it.

Why does Citi deny you?
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: OMG DISCOVER MOTIVA APPROVED!!!

Too many inquires...not enough history...too many applications in 60 day period. LMAO.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

What's your aaoa? Util?

You should prob wait six months.

Meh Citi always denied me too. Simplicity looks faaaantastic, but they seem like bas---rds. LOL
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

The Citi Diamond Preferred looks niiiiiccceeeee tooo hehe!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

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