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Established Contributor
Posts: 503
Registered: ‎04-16-2011
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

got a $700 increase on my walmart card just now... i'm getting tired of these chip shot increase >_< Wheres my homerun increase?!?!?


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Established Contributor
Posts: 790
Registered: ‎08-30-2011
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???


Juan123 wrote:

got a $700 increase on my walmart card just now... i'm getting tired of these chip shot increase >_< Wheres my homerun increase?!?!?


You have to call underwriting.  If you file is good they will give you anything you want.  I went from $400 to 10K in about 1 year with soft pulls.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 2,263
Registered: ‎07-23-2012
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Guys! if you call the backdoor number and speak to a rep it's still a soft pull!

 

just checked all my reports via amex plus and no inq since my amex card 

 

got denied auto machine on ae and walmart same day. 

called and spoke with reps from both places. 

walmart rep was nice and forwarded my info and got 800 to 3k 

ae just said at this time not elgible and didnt no why. 

when i got letter it was becuase not enough time at the limit even though my ae card is older by 2 weeks lol. 

 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:4


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Posts: 2,263
Registered: ‎07-23-2012
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

[ Edited ]

flowfaster wrote:

Juan123 wrote:

got a $700 increase on my walmart card just now... i'm getting tired of these chip shot increase >_< Wheres my homerun increase?!?!?


You have to call underwriting.  If you file is good they will give you anything you want.  I went from $400 to 10K in about 1 year with soft pulls.


i will be asking for 6k in feb after some inquries age and 3 fall off.  so oct to feb is like 5 months.  total card will be about 7-8 months.

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:4


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Wow...flowfaster! Are you kidding me?!? Walmart just used to give me $75 increases!!!! For the first year or two!! $700 cli is a homerun!! Although my most recent $2500 cli from wmt discvr is pretty sweeettt!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 790
Registered: ‎08-30-2011
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Have you called the special number?  Ask them to reconsider your recent CLI and that you want 10K.  That is what I did and my  credit history is pretty short. 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 2,263
Registered: ‎07-23-2012
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???


flowfaster wrote:

Have you called the special number?  Ask them to reconsider your recent CLI and that you want 10K.  That is what I did and my  credit history is pretty short. 


me? 

the backdoor number? 

no i havent but im good with 3k at the moment. by next summer id like it to be 5k+ though not worried about the discover though. 

 

im gardening for the time being. 

3cc and zync 

5 store cards 

aaoa is 7 months now. oldest account 2 years. scores are updated in my sig. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:4


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
Posts: 238
Registered: ‎10-18-2012
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

The only increase I've received from Walmart was $100 back in July....WOW!!! LOL!  I went from $700 to $800 and have been there ever since. :smileysad:

Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Maybe that's why I got turned down today....since I just $100 back in July.  How long do you normally have to wait for Walmart CLI's or atleast to have a better chance of approval?

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Normally four statements have to cut..
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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