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Frequent Contributor
Juan123
Posts: 494
Registered: ‎04-16-2011

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

got a $700 increase on my walmart card just now... i'm getting tired of these chip shot increase >_< Wheres my homerun increase?!?!?


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


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Long way to go ^_^
Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???


Juan123 wrote:

got a $700 increase on my walmart card just now... i'm getting tired of these chip shot increase >_< Wheres my homerun increase?!?!?


You have to call underwriting.  If you file is good they will give you anything you want.  I went from $400 to 10K in about 1 year with soft pulls.

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Guys! if you call the backdoor number and speak to a rep it's still a soft pull!

 

just checked all my reports via amex plus and no inq since my amex card 

 

got denied auto machine on ae and walmart same day. 

called and spoke with reps from both places. 

walmart rep was nice and forwarded my info and got 800 to 3k 

ae just said at this time not elgible and didnt no why. 

when i got letter it was becuase not enough time at the limit even though my ae card is older by 2 weeks lol. 

 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

[ Edited ]

flowfaster wrote:

Juan123 wrote:

got a $700 increase on my walmart card just now... i'm getting tired of these chip shot increase >_< Wheres my homerun increase?!?!?


You have to call underwriting.  If you file is good they will give you anything you want.  I went from $400 to 10K in about 1 year with soft pulls.


i will be asking for 6k in feb after some inquries age and 3 fall off.  so oct to feb is like 5 months.  total card will be about 7-8 months.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Wow...flowfaster! Are you kidding me?!? Walmart just used to give me $75 increases!!!! For the first year or two!! $700 cli is a homerun!! Although my most recent $2500 cli from wmt discvr is pretty sweeettt!!!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Have you called the special number?  Ask them to reconsider your recent CLI and that you want 10K.  That is what I did and my  credit history is pretty short. 

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???


flowfaster wrote:

Have you called the special number?  Ask them to reconsider your recent CLI and that you want 10K.  That is what I did and my  credit history is pretty short. 


me? 

the backdoor number? 

no i havent but im good with 3k at the moment. by next summer id like it to be 5k+ though not worried about the discover though. 

 

im gardening for the time being. 

3cc and zync 

5 store cards 

aaoa is 7 months now. oldest account 2 years. scores are updated in my sig. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Member
Fresh-Start
Posts: 91
Registered: ‎10-18-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

The only increase I've received from Walmart was $100 back in July....WOW!!! LOL!  I went from $700 to $800 and have been there ever since. :smileysad:

Valued Member
Fresh-Start
Posts: 91
Registered: ‎10-18-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Maybe that's why I got turned down today....since I just $100 back in July.  How long do you normally have to wait for Walmart CLI's or atleast to have a better chance of approval?

Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: OMG GE CLI ONLINE BUTTON BACKKK!!???

Normally four statements have to cut..
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

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