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Established Contributor
madmann26
Posts: 995
Registered: ‎08-30-2012

Re: OMG! I-Love-NFCU!

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‎12-11-2012 10:58 AM

Congrats!!!! I love NFCU so far myself.

 

Treat them well and they will treat you well.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 21 of 28 (297 Views)
 
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: OMG! I-Love-NFCU!

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‎12-11-2012 11:12 AM

Nice, Congrats! :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Message 22 of 28 (291 Views)
 
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: OMG! I-Love-NFCU!

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‎12-11-2012 11:17 AM

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 23 of 28 (285 Views)
 
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Established Contributor
j_casteel
Posts: 1,010
Registered: ‎06-21-2012

Re: OMG! I-Love-NFCU!

[ Edited ]
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‎12-11-2012 11:30 AM - edited ‎12-11-2012 11:30 AM

Duncanrr wrote:

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it :smileyhappy:

i wonder if that could have an effect on me? I am an AU on my brothers AMEX which has a $33.3k limit.

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
Message 24 of 28 (272 Views)
 
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Established Contributor
j_casteel
Posts: 1,010
Registered: ‎06-21-2012

Re: OMG! I-Love-NFCU!

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‎12-13-2012 09:32 AM

lol, just got an email from NFCU about a secure message waiting for me. i logged in to check it out and it was just them congratulating me on my credit card approval. I do have a question though:  It said the APR is "prime plus 12.4%" what exactly does that mean? They gave me an APR of 15.65% and their site shows the cashRewards card with rates as low as 9.65%. So i'm assuming when they are referring to "prime plus 12.4% they aren't referring to their prime rates but the national average prime rate or something?

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
Message 25 of 28 (191 Views)
 
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Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: OMG! I-Love-NFCU!

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‎12-13-2012 09:59 AM

Congrats!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 26 of 28 (183 Views)
 
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Frequent Contributor
shorrttyycm1
Posts: 356
Registered: ‎03-29-2011

Re: OMG! I-Love-NFCU! UPDATE!

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‎12-13-2012 11:17 AM

Congrats!!! Your fan club member number is 134556644. ;-)
Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700

Take the FICO Fitness Challenge
Message 27 of 28 (164 Views)
 
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Established Contributor
j_casteel
Posts: 1,010
Registered: ‎06-21-2012

Re: OMG! I-Love-NFCU! UPDATE!

[ Edited ]
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‎12-13-2012 11:36 AM - edited ‎12-13-2012 11:37 AM

shorrttyycm1 wrote:
Congrats!!! Your fan club member number is 134556644. ;-)

lol, how'd i get that number? :smileyvery-happy:

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
Message 28 of 28 (158 Views)
 
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