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OMG I got approved for Walmart!!!!

Frequent Contributor

OMG I got approved for Walmart!!!!

I got the 7-10 day message found the number here in the forum to call in and they verified some info and BAM I got $300 limit. It's not much but it's a start since I'm rebuilding. I thought I'd get a TV for my room and pay it off when I get statement. Does anyone know when increases are given?
Message 1 of 10
9 REPLIES
Super Contributor

Re: OMG I got approved for Walmart!!!!

My Sams card started at $300 and is now at $4100.  Took about 4 years and I didnt ask for a CLI.  I dont remember hoiw often they did it.  LOL I did use to keep it near the limit but when Ifinally got a clue and took it to PIF, they almost doubled my CL.  Please dont follow my bad example but they are generous with CLs.  I wouldnt ask though.  Wait and see what happens in 6 months.
10/17/2017 FICO: EQ 829 TU 830 EX 826
Message 2 of 10
Super Contributor

Re: OMG I got approved for Walmart!!!!


mnegron1969 wrote:
I got the 7-10 day message found the number here in the forum to call in and they verified some info and BAM I got $300 limit. It's not much but it's a start since I'm rebuilding. I thought I'd get a TV for my room and pay it off when I get statement. Does anyone know when increases are given?

 

What are you scores?
Message 3 of 10
Frequent Contributor

Re: OMG I got approved for Walmart!!!!

FICO TU-696 EX-?? EQ-689 as of 12/7/09
Message 4 of 10
Established Contributor

Re: OMG I got approved for Walmart!!!!

Congralulations on the new card! They are one of the more difficult cards to obtain so big congrats to you. Cherish it and watch it grow.

Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 5 of 10
Frequent Contributor

Re: OMG I got approved for Walmart!!!!

Thank you, I was in shock. It took along time to get where I am with my scores.
Message 6 of 10
Senior Contributor

Re: OMG I got approved for Walmart!!!!

What is the bank backing the walmart card??


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 7 of 10
Established Contributor

Re: OMG I got approved for Walmart!!!!

GEMB backs the WalMart card.

Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Message 8 of 10
Senior Contributor

Re: OMG I got approved for Walmart!!!!

Gotcha....GEMB is CLI friendly!!!  Smiley Happy

 

I have two of their cards.  Lowes gave me $400 initial, called immediately & got 1500, 3 mos later, hit the luv button & got another 1400!

Care credit gave me 2k, card saw some, but not a ton of action & got a cld last Nov to 1200, called this past May...back up ... got 2600

 

The bank likes you to use the card...but has no problem when you PIF before statements.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 9 of 10
Established Contributor

Re: OMG I got approved for Walmart!!!!

do you live in the mid west, if you do you credit is managed by idoits callled CSC not EQ
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 10 of 10