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OMG - I'm shaking I'm so happy!!!

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txmomma26
Regular Contributor

OMG - I'm shaking I'm so happy!!!

After the major bumps (to me, anyway) that put my scores in the mid-600s this month, I decided to bite the bullet and give Discover a try - at worst I'd know what to continue working on for another 3-4 months.

 

Hit submit and got the 5-7 day message, but was asked to create an account online and call the customer service number to expedite the process.....I was soooo nervous as this was the closest I'd gotten to a prime card EVER.

 

Called in and talked to a very nice senior analyst who verified some information, asked about the 4-5 year old lates on a couple accounts that I just can't get rid of and...BAM! Approved for $1500

 

I'm shaking I'm so excited! I could not have done this without myFico! Thank you all so very very much!!!

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Message 1 of 29
28 REPLIES 28
09Lexie
Moderator Emerita

Re: OMG - I'm shaking I'm so happy!!!

Message 2 of 29
tattooedhusker
Established Contributor

Re: OMG - I'm shaking I'm so happy!!!

Awesome news! Welcome!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 3 of 29
theagent26
New Contributor

Re: OMG - I'm shaking I'm so happy!!!

Congrats!



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Message 4 of 29
ElCamino
Contributor

Re: OMG - I'm shaking I'm so happy!!!

Welcome aboard

 

They've got amazing CS.



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Message 5 of 29
Stephen_Dashman
Contributor

Re: OMG - I'm shaking I'm so happy!!!

Congrats .. can be a very fun process! Smiley Happy

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

BofA BB Rewards 4000 | Walmart Discover 4000 | AMEX BCE 3400 | DCU Visa Platinum 3200 | Affinity Plus Visa Rewards 3000 | Capital One Cash Rewards 1500 | NTB Card 700


Message 6 of 29
Pilotdude
Established Contributor

Re: OMG - I'm shaking I'm so happy!!!

Thats Awesome!!! Congratulations!!  Discover is an AWESOME card!!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 7 of 29
Shyone44
Contributor

Re: OMG - I'm shaking I'm so happy!!!

Congrats to you!!! Can you tell me which report they pulled and if you had any baddies on that report? Again Congrats!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Message 8 of 29
WolfMan
Regular Contributor

Re: OMG - I'm shaking I'm so happy!!!

Nice! Congrats!

Nice card with nice rewards! Welcome to prime time!

Message 9 of 29
codesingh
Regular Contributor

Re: OMG - I'm shaking I'm so happy!!!

Congrats! I was so happy when I got approved for discover. It seems like they make their customers call, happed similar to me as well.

It has been about 5 months and I am still at $1000 mark. You got a higher start...congrats again!

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Message 10 of 29
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