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Established Contributor
linux007969
Posts: 580
Registered: ‎04-20-2012

Re: OMG NO WAY Discover!!!!!


youngandcreditwrthy wrote:
Congrats!!! I felt the same way when I apped on my phone earlier this month, and got immediate approval for my Motiva!!!!! Did you get the 15 mos 0% on bts and prchses?!!?! They told me no cli for six months, and they did pull eq for me here in Tx. You will get a letter telling you your EQ Fico.

Congrats again! Now remember what you had to do to get here and keep on keepin' on!!!

:-)

Their current offer is 0% interest on purchases and BT for 14 months. It would be really nice if they auto increase me in 6 months but I am really happy to have $1000 limit on one card! Do you know if they do pc's at all if i wanted to get a different cash back structure sometime like in a year or 2? The pay on time bonus is nice but i may never carry a balance as i pay in full each month, unless later on in life i have to use my cards for some big purchases like furnature, appliances and such. 1% cash back is nice, its better than nothing! lol :smileylol:

 

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $5k | PNC Auto Loan $20,038.75 |
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: OMG NO WAY Discover!!!!!

Thats AWESOME treat it well!!!

ccpics2.jpg
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: OMG NO WAY Discover!!!!!

You can prob pc after a year... At least that's the word on the street lol :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: OMG NO WAY Discover!!!!!

Congrats on your approval discover is a wonderful card to have!

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: OMG NO WAY Discover!!!!!

Congrats OP welcome to discover :smileyhappy: they are a great company to do business with.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Contributor
firstladyd
Posts: 143
Registered: ‎05-23-2011

Re: OMG NO WAY Discover!!!!!

Congrats!!!

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Established Contributor
linux007969
Posts: 580
Registered: ‎04-20-2012

Re: OMG NO WAY Discover!!!!!

I got an alert email from Credit Karma today about a recent inquary and i logged in to see what it was and it was Discover so they pulled Transunion. Probably they pulled Equifax too, as i have 20 inquaries on Transunion (now 21) or its possible they were not inquary sensentive and liked what they saw when they approved me? I'll know when the card comes in the mail. can't wait! :smileylol:

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $5k | PNC Auto Loan $20,038.75 |
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: OMG NO WAY Discover!!!!!

They softed my TU report on 10/13 I just saw. Boy, these banks watch us like hawks!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

Re: OMG NO WAY Discover!!!!!

Congrats!! I love my Discover More :smileyhappy:


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Established Contributor
linux007969
Posts: 580
Registered: ‎04-20-2012

Re: OMG NO WAY Discover!!!!!

***Update*** This week i got 2 pre approved offers in the mail they were the same offer and my card has yet to arrive in the mail. Can't wait till i get it. I would like to know, does anyone have their ID Theft protection? if so does it give true FICO scores or is it a waste of money?

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $5k | PNC Auto Loan $20,038.75 |

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