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Established Contributor
linux007969
Posts: 579
Registered: ‎04-20-2012

OMG NO WAY Discover!!!!!

I just apped for a Discover Motiva Card and my heart was pounding while the website was processing my app and it came back and said approved!!! I just about passed out when i saw that! I called 1-800-Discover to find out the limit and a very nice lady in Delaware transfered me to a guy in new accounts and said my limit is $1,000 and in 4 to 6 days i'll have my card!!! OMG i can't believe this!! I'm still shaking!! I should have stayed in the garden but i just couldn't help myself and it paid off! Now my plans have changed. If you have seen earleir i wanted to wait while some inquaries fall of and get a barclays but i don't think that is what i want to do. for right now i will "sock drawer" my capital one, and as you may have seen earlier i just got my Amazon Store card from 500 to 800 so i'm gonna keep that "in the sock drawer" as well. I can't believe this i have started from zero and now i have good enough credit to have 6 cards including Discover! OMG!!! :smileylol: maybe when my BOA Secured Card graduated next July they will see how hard i've worked and give me a generious limit! I'm deffidently gonna stay in the garden and try so hard to resist all temptations to app for the next 2 years at least cuz i have too many cards. I will still see if i can get Capital One to waive annual fees so i can keep it open, then later close it since Discover makes up for it. I'm in primeville now for sure! I owe it all to you guys on this forum! I couldn't have done it without you! Thanks!!! :smileylol:

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $5k | PNC Auto Loan $20,416.07 |
Regular Contributor
collinsridge
Posts: 121
Registered: ‎08-26-2012

Re: OMG NO WAY Discover!!!!!

CONGRATS!!!! My heart was pounding as well when I was just Approved for the Chase Freedom!!! AWESOME. 

Discover IT (3/12) $1500, Capital One Quick Silver (8/12) $4000, Chase Freedom Visa (11/12) $5000, Citi Simplicity Visa (12/12) $3000, Target RedCard $300 (12/12), SunCoast Schools FCU Visa (3/13) $1000, Barclays Apple Visa $1700 (8/13), AMEX BCE $2000 (12/13), Citi ThankYou Premier $2000 (4/14), Amazon Reward Visa $1800 (5/14), Capital One VentureOne $5000 (6/14), Chase Sapphire Prefered $5000 (7/14)

Current Scores: EQ 701 (Fico), EX 707 (Fico) **In the Garden unti....forever
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: OMG NO WAY Discover!!!!!


linux007969 wrote:

I just apped for a Discover Motiva Card and my heart was pounding while the website was processing my app and it came back and said approved!!! I just about passed out when i saw that! I called 1-800-Discover to find out the limit and a very nice lady in Delaware transfered me to a guy in new accounts and said my limit is $1,000 and in 4 to 6 days i'll have my card!!! OMG i can't believe this!! I'm still shaking!! I should have stayed in the garden but i just couldn't help myself and it paid off! Now my plans have changed. If you have seen earleir i wanted to wait while some inquaries fall of and get a barclays but i don't think that is what i want to do. for right now i will "sock drawer" my capital one, and as you may have seen earlier i just got my Amazon Store card from 500 to 800 so i'm gonna keep that "in the sock drawer" as well. I can't believe this i have started from zero and now i have good enough credit to have 6 cards including Discover! OMG!!! :smileylol: maybe when my BOA Secured Card graduated next July they will see how hard i've worked and give me a generious limit! I'm deffidently gonna stay in the garden and try so hard to resist all temptations to app for the next 2 years at least cuz i have too many cards. I will still see if i can get Capital One to waive annual fees so i can keep it open, then later close it since Discover makes up for it. I'm in primeville now for sure! I owe it all to you guys on this forum! I couldn't have done it without you! Thanks!!! :smileylol:


CONGRATS!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012

Re: OMG NO WAY Discover!!!!!

congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 698 (my FICO 07/08/14) TU: 693(07/08/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Regular Contributor
GoldenloveNY
Posts: 243
Registered: ‎02-29-2012

Re: OMG NO WAY Discover!!!!!

Congrats...:smileyhappy:

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: OMG NO WAY Discover!!!!!

Congrats!!!
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: OMG NO WAY Discover!!!!!

yay! woot woot! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Contributor
SpeedingWheels
Posts: 253
Registered: ‎08-06-2012

Re: OMG NO WAY Discover!!!!!

I was nervous as well when I app'd for Discover last monday and absolutely THRILLED when I got the approval for $1500. 

Hopefully my card will be here tomorrow. I can't wait! 

 

 

Congrats!!!


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012

Re: OMG NO WAY Discover!!!!!

YES YES YES!!! GO OP!!!!

Established Contributor
linux007969
Posts: 579
Registered: ‎04-20-2012

Re: OMG NO WAY Discover!!!!!

Do they auto increase by any chance? Since i have plenty of available credit for now, i don't want to spook Discover by calling them later sometime next year or something  and asking for an increase. I also don't want to spook anyone else. I fear that Capital One, GE, Bank of America or even Disover could review my credit file and see i have alot of accounts in a short time and decide to close an account, so i'm gonna resist the urge to app and be careful with the credit i use, so i don't spook anyone! I'm still shaking from the approval... lol & i'm kinda paranoid right now i guess. lol

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $5k | PNC Auto Loan $20,416.07 |

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