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OMG NO WAY Discover!!!!!

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linux007969
Established Contributor

OMG NO WAY Discover!!!!!

I just apped for a Discover Motiva Card and my heart was pounding while the website was processing my app and it came back and said approved!!! I just about passed out when i saw that! I called 1-800-Discover to find out the limit and a very nice lady in Delaware transfered me to a guy in new accounts and said my limit is $1,000 and in 4 to 6 days i'll have my card!!! OMG i can't believe this!! I'm still shaking!! I should have stayed in the garden but i just couldn't help myself and it paid off! Now my plans have changed. If you have seen earleir i wanted to wait while some inquaries fall of and get a barclays but i don't think that is what i want to do. for right now i will "sock drawer" my capital one, and as you may have seen earlier i just got my Amazon Store card from 500 to 800 so i'm gonna keep that "in the sock drawer" as well. I can't believe this i have started from zero and now i have good enough credit to have 6 cards including Discover! OMG!!! Smiley LOL maybe when my BOA Secured Card graduated next July they will see how hard i've worked and give me a generious limit! I'm deffidently gonna stay in the garden and try so hard to resist all temptations to app for the next 2 years at least cuz i have too many cards. I will still see if i can get Capital One to waive annual fees so i can keep it open, then later close it since Discover makes up for it. I'm in primeville now for sure! I owe it all to you guys on this forum! I couldn't have done it without you! Thanks!!! Smiley LOL


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 1 of 42
41 REPLIES 41
GlocksAndCredit
Regular Contributor

Re: OMG NO WAY Discover!!!!!

CONGRATS!!!! My heart was pounding as well when I was just Approved for the Chase Freedom!!! AWESOME. 

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Message 2 of 42
LS2982
Mega Contributor

Re: OMG NO WAY Discover!!!!!


@linux007969 wrote:

I just apped for a Discover Motiva Card and my heart was pounding while the website was processing my app and it came back and said approved!!! I just about passed out when i saw that! I called 1-800-Discover to find out the limit and a very nice lady in Delaware transfered me to a guy in new accounts and said my limit is $1,000 and in 4 to 6 days i'll have my card!!! OMG i can't believe this!! I'm still shaking!! I should have stayed in the garden but i just couldn't help myself and it paid off! Now my plans have changed. If you have seen earleir i wanted to wait while some inquaries fall of and get a barclays but i don't think that is what i want to do. for right now i will "sock drawer" my capital one, and as you may have seen earlier i just got my Amazon Store card from 500 to 800 so i'm gonna keep that "in the sock drawer" as well. I can't believe this i have started from zero and now i have good enough credit to have 6 cards including Discover! OMG!!! Smiley LOL maybe when my BOA Secured Card graduated next July they will see how hard i've worked and give me a generious limit! I'm deffidently gonna stay in the garden and try so hard to resist all temptations to app for the next 2 years at least cuz i have too many cards. I will still see if i can get Capital One to waive annual fees so i can keep it open, then later close it since Discover makes up for it. I'm in primeville now for sure! I owe it all to you guys on this forum! I couldn't have done it without you! Thanks!!! Smiley LOL


CONGRATS!!!

 




EQ FICO 548 3/3/16
Message 3 of 42
rtw
Established Contributor

Re: OMG NO WAY Discover!!!!!

congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 42
GoldenloveNY
Frequent Contributor

Re: OMG NO WAY Discover!!!!!

Congrats...Smiley Happy

Citi Double Cash: $1,000
Capital One Secured: $500
Capital One Savor One: $1,650
Amex Gold- NPSL.
Amex Platinum- NPSL.
Amex Delta Gold: $1,000
Best Buy Store Credit Card: $2,000
Amazon Store Credit Card: $6,000
Verizon Visa Card: $2,000

Bj's Perks Elite Mastercard: $2,300

Merrick Credit Card: $1,400
First Savings Credit Card: $1,250
Message 5 of 42
alboto
Regular Contributor

Re: OMG NO WAY Discover!!!!!

Congrats!!!
Message 6 of 42
S7
Established Contributor

Re: OMG NO WAY Discover!!!!!

yay! woot woot! Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 7 of 42
SpeedingWheels
Contributor

Re: OMG NO WAY Discover!!!!!

I was nervous as well when I app'd for Discover last monday and absolutely THRILLED when I got the approval for $1500. 

Hopefully my card will be here tomorrow. I can't wait! 

 

 

Congrats!!!


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Message 8 of 42
afjock21
Valued Member

Re: OMG NO WAY Discover!!!!!

YES YES YES!!! GO OP!!!!

Message 9 of 42
linux007969
Established Contributor

Re: OMG NO WAY Discover!!!!!

Do they auto increase by any chance? Since i have plenty of available credit for now, i don't want to spook Discover by calling them later sometime next year or something  and asking for an increase. I also don't want to spook anyone else. I fear that Capital One, GE, Bank of America or even Disover could review my credit file and see i have alot of accounts in a short time and decide to close an account, so i'm gonna resist the urge to app and be careful with the credit i use, so i don't spook anyone! I'm still shaking from the approval... lol & i'm kinda paranoid right now i guess. lol


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 10 of 42
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