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Valued Member
soleilbabe
Posts: 49
Registered: ‎11-02-2012

Re: OMGoshers why does Discover take so long to report???


Tran92 wrote:

You should had waited apping for the Freedom with a high limit like that on your Discover lol


Yeah...I didn't know any better at the time, but lesson learned!

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Established Contributor
snowkitty
Posts: 959
Registered: ‎09-10-2012

Re: OMGoshers why does Discover take so long to report???

My Discover took a month and a half to report.....I think it was because my card was opened and used in mid cycle.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 9k | CSP 5k | Bofa Cash 7.5k | Boa Travel 5k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy 4500 | Shell 1200 | BP 400 | VS 1200 | Sam's Discover 8.5k | FNBO Amex 13.5k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1300 | BML 1820

App free since 12/11/13*
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: OMGoshers why does Discover take so long to report???

For me it 2 months for my more to start reporting. They really take a while to start reporting. I called them to see if there was an error and the rep told me everything was fine in their system and that it was reporting as usual.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Contributor
kekrre
Posts: 91
Registered: ‎10-31-2012

Re: OMGoshers why does Discover take so long to report???


soleilbabe wrote:

I was approved for a Discover More card early November and a Chase card about a week later. The chase card has been a new tradeline for at least 3 weeks now and still nothing for Discover. I only really care b/c the Discover has a nice limit and I want the boost in my score. How long does Discover usually take to report?


My first Discover statement closed but didn't report. I'm actually kind of hoping they don't report this month either, as I won't feel so bad taking advantage of 0% APR 5% cashback Christmas financing.

 

My luck, they will though.

New Contributor
Brandnick
Posts: 85
Registered: ‎11-07-2012

Re: OMGoshers why does Discover take so long to report???

It's all depends 

 

I app my discover card 11/18 and it started to reporting to the CA 11/30 I believe that it depends on your close date and the date the files or sent over to CA if you missed the close date or send over file date then you have to wait for the next month. I was just lucky as it seems that all the stars were in alignment.

 

However my Amex is a different Story as is was app 11/18 and to date is has not reported to the CA

 

 

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"
Valued Member
soleilbabe
Posts: 49
Registered: ‎11-02-2012

Re: OMGoshers why does Discover take so long to report???


Brandnick wrote:

It's all depends 

 

I app my discover card 11/18 and it started to reporting to the CA 11/30 I believe that it depends on your close date and the date the files or sent over to CA if you missed the close date or send over file date then you have to wait for the next month. I was just lucky as it seems that all the stars were in alignment.

 

However my Amex is a different Story as is was app 11/18 and to date is has not reported to the CA

 

 


If you applied after me, how is it possible that I missed the close date?

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: OMGoshers why does Discover take so long to report???

Sometime they doesn't report until next Mid cycle......watch out they might report twice a month...........I used them heavy and got them report me in Mid Cycle......drop my score and stuff....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

New Contributor
Brandnick
Posts: 85
Registered: ‎11-07-2012

Re: OMGoshers why does Discover take so long to report???

As Nicholas stated is happens twice a month

 

It could depend on which cards numbers they sent over and when ( batch sending) I guess I was in the batch before you :smileyhappy:

Current Score: 771 - 11/21/2012/ Amex Pull
Late Payment: 0 / Collections: 0
AAOA: 6.3 Years

"My Scores Yesterday or Last week or even Last month has no value when applying for credit today. The value is not in my score but the information in my credit file. Once the information is good the score will follow"

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