Reply
Valued Contributor
Posts: 1,058
Registered: ‎12-12-2011
0

Re: ORCHARD BANK


mxp114 wrote:

Maybe (hopefully) they are finally merging the two systems, then we can register on capitalone.com :smileyvery-happy: It seems that is coming soon, since a few portfolios now have new plastics with CapitalOne logo.


I hope, I want to see what kind if card I will get with Captal One.

 

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 10,000 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Valued Contributor
Posts: 1,954
Registered: ‎03-30-2012
0

Re: ORCHARD BANK


calihlove75 wrote:

Maybe they are consulting with Capital one about reviewing their CLI policies and and have decided to manually increase everyone's credit limit tenfold :smileywink: These things take time..lol


I think pigs will start flying before that ever happens...lol.

 

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: ORCHARD BANK

I have a friend who worked for HSBC and is now over at Capital One after the purchase of the portfolio that included Orchard Bank.  She told me that yesterday Capital One started talking about graduating the Orchard Bank secured cards.  Nothing is definite yet, but for those of you that have secured cards through Orchard Bank, you may be getting upgraded to unsecured!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Moderator Emeritus
Posts: 11,105
Registered: ‎12-30-2011
0

Re: ORCHARD BANK


LesWH wrote:

I have a friend who worked for HSBC and is now over at Capital One after the purchase of the portfolio that included Orchard Bank.  She told me that yesterday Capital One started talking about graduating the Orchard Bank secured cards.  Nothing is definite yet, but for those of you that have secured cards through Orchard Bank, you may be getting upgraded to unsecured!


Cap One secured cards don't unsecure to my knowledge, I wonder why they would look at doing this for Orchard and not for the rest of them?  

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge
Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: ORCHARD BANK

They are actually considering the Capital One cards as well.  It isn't just the Orchard cards.  Because this was a thread about Orchard, I only said Orchard.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Moderator Emeritus
Posts: 11,105
Registered: ‎12-30-2011
0

Re: ORCHARD BANK


LesWH wrote:

They are actually considering the Capital One cards as well.  It isn't just the Orchard cards.  Because this was a thread about Orchard, I only said Orchard.


Ah good times.  If C1 cards started graduating that'd be most excellent.  They're already good secured cards in their own right, but it'd be nice to get that additional benefit too.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.