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Established Contributor
corymcd88
Posts: 515
Registered: ‎12-12-2011

Re: ORCHARD BANK


mxp114 wrote:

Maybe (hopefully) they are finally merging the two systems, then we can register on capitalone.com :smileyvery-happy: It seems that is coming soon, since a few portfolios now have new plastics with CapitalOne logo.


I hope, I want to see what kind if card I will get with Captal One.

 

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Valued Contributor
injustifiiable
Posts: 1,114
Registered: ‎03-30-2012

Re: ORCHARD BANK


calihlove75 wrote:

Maybe they are consulting with Capital one about reviewing their CLI policies and and have decided to manually increase everyone's credit limit tenfold :smileywink: These things take time..lol


I think pigs will start flying before that ever happens...lol.

 



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
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Established Contributor
LesWH
Posts: 603
Registered: ‎10-11-2012

Re: ORCHARD BANK

I have a friend who worked for HSBC and is now over at Capital One after the purchase of the portfolio that included Orchard Bank.  She told me that yesterday Capital One started talking about graduating the Orchard Bank secured cards.  Nothing is definite yet, but for those of you that have secured cards through Orchard Bank, you may be getting upgraded to unsecured!


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Moderator
Revelate
Posts: 4,453
Registered: ‎12-30-2011

Re: ORCHARD BANK


LesWH wrote:

I have a friend who worked for HSBC and is now over at Capital One after the purchase of the portfolio that included Orchard Bank.  She told me that yesterday Capital One started talking about graduating the Orchard Bank secured cards.  Nothing is definite yet, but for those of you that have secured cards through Orchard Bank, you may be getting upgraded to unsecured!


Cap One secured cards don't unsecure to my knowledge, I wonder why they would look at doing this for Orchard and not for the rest of them?  


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
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Established Contributor
LesWH
Posts: 603
Registered: ‎10-11-2012

Re: ORCHARD BANK

They are actually considering the Capital One cards as well.  It isn't just the Orchard cards.  Because this was a thread about Orchard, I only said Orchard.


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Moderator
Revelate
Posts: 4,453
Registered: ‎12-30-2011

Re: ORCHARD BANK


LesWH wrote:

They are actually considering the Capital One cards as well.  It isn't just the Orchard cards.  Because this was a thread about Orchard, I only said Orchard.


Ah good times.  If C1 cards started graduating that'd be most excellent.  They're already good secured cards in their own right, but it'd be nice to get that additional benefit too.


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)


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