ORCHARD CREDIT CARD

[Anonymous]

What is your orcard credit card limit now?

Thanks

[Anonymous]

Ah, grasshopper, this is not so. The numbers rise but still there lurks the cloud of Foreclosure and a few other small black holes.

You may call as often as you like but they will charge you for the request. Soft pull only. 

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ashabbir1 wrote:

Aderson with that kind of score you can have any card. Did you call them to remove the annual fee? I am planning to call them every month for CLI. Do they do soft pull or hard pull. I had CLI this month. The rep told me that they need my permission to chekc my credit history and I said fine. I checked my credit report after that no Hard inquiries from orchard bank.

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[Anonymous]

They charge only if I get approved for the credit limit increase right?

[Vapchez]

I've had my Orchard Bank since 2004.  I started out with a $500 CL which increased to $900 in late '05 or early '06 and my CL has just increased again to $1100 in the last couple of months.  But, I have a high interest rate 23.15% which I'm planning to call about in this week.

[Anonymous]

Do you call them for CLI. ?

Thanks

[chartley3]

Ive heard that Orchard Bank maxes out its CLI at $1500 which isnt bad for a starter card.

[Anonymous]

When I talked to the orchard rep he told me it does not max out on any limit

[Anonymous]

What are the chances that they(Orchard) will give a CLI before activation?

[Anonymous]

lol no chances

[Anonymous]

Nah, I'm at $1850 now.

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chartley3 wrote:

Ive heard that Orchard Bank maxes out its CLI at $1500 which isnt bad for a starter card.

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