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ORNL FCU Who do they pull?

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fltn
Frequent Contributor

ORNL FCU Who do they pull?

I have my car loan through them. They are located in East TN. I don't know who they pull, because when I got my car loan they didn't pull my credit. 

They are local and they have automatic financing with select car dealers. The car dealer pulls credit and based on score they have permission to do loan through CU.

The car dealer has ORNLFCU car loan forms they fill out as if you were at the actual bank, they even collect your $5 for a savings accout.

 

Does anyone have experience with them and know who they pull. Thank you.

Currently "freezing" in the garden!
Message 1 of 8
7 REPLIES 7
gdale6
Moderator Emeritus

Re: ORNL FCU Who do they pull?

Google search credit pulls

Message 2 of 8
improvingmycredit
Valued Contributor

Re: ORNL FCU Who do they pull?

Greeting fltn!

I'm familiar with this E TN CU.  They pull Equifax.  Smiley Happy

Might want to look at TVA and Y12 too.  All these TN CUs have very competitive rates.

Hope this helps. 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 3 of 8
fltn
Frequent Contributor

Re: ORNL FCU Who do they pull?

 


@improvingmycredit wrote:

Greeting fltn!

I'm familiar with this E TN CU.  They pull Equifax.  Smiley Happy

Might want to look at TVA and Y12 too.  All these TN CUs have very competitive rates.

Hope this helps. 


Thanks for the reply.

I was hoping transunion.

Yeah there is a lot of CU's here.

 

There doesn't seem to be many people from E. TN on here.

Currently "freezing" in the garden!
Message 4 of 8
fltn
Frequent Contributor

Re: ORNL FCU Who do they pull?


@gdale6 wrote:

Google search credit pulls


Yeah, I did that. With one result from 2009. I was hoping someone on here was from this area.

Thank you for your reply.

Currently "freezing" in the garden!
Message 5 of 8
fltn
Frequent Contributor

Re: ORNL FCU Who do they pull?


@improvingmycredit wrote:

Greeting fltn!

I'm familiar with this E TN CU.  They pull Equifax.  Smiley Happy

Might want to look at TVA and Y12 too.  All these TN CUs have very competitive rates.

Hope this helps. 


You wouldn't happen to know who the ones you mentioned pull?

Currently "freezing" in the garden!
Message 6 of 8
improvingmycredit
Valued Contributor

Re: ORNL FCU Who do they pull?


@fltn wrote:

@improvingmycredit wrote:

Greeting fltn!

I'm familiar with this E TN CU.  They pull Equifax.  Smiley Happy

Might want to look at TVA and Y12 too.  All these TN CUs have very competitive rates.

Hope this helps. 


You wouldn't happen to know who the ones you mentioned pull?


Hey fltn!

TVA pulls EQ also.  I don't know about Y12.  I haven't used them.  But I do know that if you give them a ring in the lending department- they will tell you. I love this area. 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 7 of 8
fltn
Frequent Contributor

t


@improvingmycredit wrote:

@fltn wrote:

@improvingmycredit wrote:

Greeting fltn!

I'm familiar with this E TN CU.  They pull Equifax.  Smiley Happy

Might want to look at TVA and Y12 too.  All these TN CUs have very competitive rates.

Hope this helps. 


You wouldn't happen to know who the ones you mentioned pull?


Hey fltn!

TVA pulls EQ also.  I don't know about Y12.  I haven't used them.  But I do know that if you give them a ring in the lending department- they will tell you. I love this area. 


Cool Thanks!

Yeah I love this area too. 

Seems to be easy credit here with so much competition. Always great rates.

Only disadvange seems to be tourist traffic! What a nightmare that can been. I thought Space Shuttle traffic in FL was bad!

Currently "freezing" in the garden!
Message 8 of 8
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