OVERSTOCK 12MONTHS INSTALLMENT PLAN

Anonymous · ‎06-25-2015

hello, I need some advice, I plan to buy something on my Overstock card for 12months interest free monthly installment.

my big question is, does it appect my utilization? even though its a 12 month installment ?

Anonymous · ‎06-26-2015

@Anonymous wrote:
hello, I need some advice, I plan to buy something on my Overstock card for 12months interest free monthly installment.
my big question is, does it appect my utilization? even though its a 12 month installment ?

Yes it still affects your utilization. Overstock reports as a credit card account not as an installment loan and that offer will report your balance just as if it was on a regular credit card

Zorasmiles · ‎06-26-2015

@Anonymous wrote:
@Anonymous wrote:
hello, I need some advice, I plan to buy something on my Overstock card for 12months interest free monthly installment.
my big question is, does it appect my utilization? even though its a 12 month installment ?
Yes it still affects your utilization. Overstock reports as a credit card account not as an installment loan and that offer will report your balance just as if it was on a regular credit card

Agreed!

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Anonymous · ‎06-26-2015

Thanks for the info!!