Credit Card Center Advertiser Disclosure†
04-20-2017 08:13 PM
OverPRICED.com is the absolute WORST. I have my own Overstock card and someone else in my house has their own Overstock card and because we both used the same exact log in site (under my name) they stopped both of us from buying from them even though all the requested info (Driver License and SELFIE!) were sent to them they said that "because you both used the same account (not card) to log in with, we consider it fraud".
Both cards have credit available and are in excellent standing. This has nothing to do with Comenity who issues their card, only Overstock
(I even have an "online" credit because they overcharged me on an item and now won't honor it). RUN !!!!!!!!!!!!!
ALL business goes to Amazon !!!
04-20-2017 08:16 PM
04-20-2017 10:00 PM
Amex BCE: $15K | Cap1 Venture: $15K | NFCU CR: $14.3K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | Discover IT: $5.4K | Sportsman's Guide: $5.1K | FNBO NRA: $5K | Legacy Visa: $2.75K | Elan Plat: $2.3K | Cap1 PS: 2K | Cabela's: $1K
04-21-2017 01:04 AM
I shopped quite a lot at Overstock a decade ago too...they often competed directly with Amazon on prices and would price-match, and had a comparable stock in terms of variety and width. These days...why bother? Those coupons they send out every week NEVER work in the "books,music, movies and media" category which is the one I shop in most frequently, and their prices are often higher than Amazon's now (especially considering that you can often get like-new copies through the Marketplace, you just need to know who the reputable sellers are and stay away from the problematic ones). I loaded my cart recently to see if the SCT worked for me (it didn't), but there's nothing there I want that I can't get from Amazon at a better price.
04-21-2017 05:13 AM
04-21-2017 05:42 AM
I temember as i was rebuilding ,and didnt know any better, i was looking for any credit to add and found overstock. Oh they got a cc cool. A MC , even better lol. But thankfully it was a pain in rhe butt to ship to where i live so for that i decided against it. Plus when looking at the prices and selection i thought it would be super amazing. Turned out wasnt that impressive for someone calling themselves Overstock.
As a matter of fact, having read/posted this thread and thought about it, I'm going to do this: *tosses earlier tentative plan to apply for Overstock card in fall if it comes up through the SCT - assuming that still exists by then - over shoulder, where it ends up in the wastepaper basket* If I'm going to apply for anything Comenity, it's going to be Paypal Credit, because I actually use Paypal and shop at eBay (and to be candid, eBay sellers, that site being an auction site, often don't give you prices as good as Amazon Marketplace sellers do, but then again, you can get stuff there you couldn't get on Amazon, and vice versa, so!).
04-21-2017 06:06 AM
Overstock should only be used as padding.
There is nothing worthwhile on there to buy and is surely overpriced.
Push $1 payment from your bank account every so often so the credit limit reports and keep asking for CLI's every so often.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.