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Obsessed with Credit Cards/Credit Profile

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Anonymous
Not applicable

Re: Obsessed with Credit Cards/Credit Profile

daisymae850 - the biggest challenge for me was not knowing many of the things I learned on this website. My BK recovery likely could have been major improved but I was ignorant and did not know the "how tos."
Message 11 of 62
Desmoire
Regular Contributor

Re: Obsessed with Credit Cards/Credit Profile


@Jlu wrote:

You guys are sick. Get help before you start spending your days scoring scores & shooting them in to your arm.


I already do this brah Smiley Embarassed

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 12 of 62
bigDEElight
Frequent Contributor

Re: Obsessed with Credit Cards/Credit Profile

You mean, not everyone does this? *scratches arm* just one more app, just one and I can quite LOL! Seriously, I think it comes with the territory now lol.
EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%
Message 13 of 62
Focused10
Established Contributor

Re: Obsessed with Credit Cards/Credit Profile

Yes, I think I'm obsessed too, but it could be something worse. I went through BK over 10 years ago and am now at a point where I'm proud of my scores, my credit, my income, and I work hard to keep it that way. Don't be ashamed...at least it's a healthy obsession!!!

 

Power to the scores!!!!Woman LOL

;;;
BCE: $2K | Amazon: $5K | BBVAmex: $7.5K | AAdvntge: $8.5K | AMEX: $30K | Frdm: $10K | Citi: $6.2K | FNB: $10K | NASA: $25K | CapOne QS: $10K | Chase Marriott: $12K ~ Garden 3.2.16
Message 14 of 62
Desmoire
Regular Contributor

Re: Obsessed with Credit Cards/Credit Profile


@bigDEElight wrote:
You mean, not everyone does this? *scratches arm* just one more app, just one and I can quite LOL! Seriously, I think it comes with the territory now lol.

APPS.jpg

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 15 of 62
Involver
Valued Contributor

Re: Obsessed with Credit Cards/Credit Profile

I go through periods where I'm excessively monitoring things, then I go through periods where I check my reports and forums every few days.

 

I think because my credit was so awful for such a long period of time, I'm proud of the fact that I was able to recover from it doing it the hard way and also taught myself in the process not to repeat those mistakes.  I like to learn as much as I can so that I can share it with people both here and in real life.  

 

Credit now functions for me as a tool to improve my life, rather than a burden that was making it unnecessarily difficult.

 

But yeah I should stop apping one of these months, haha.  My credit lines have gone from 1400 to 140,000 in the past 11 months.

Message 16 of 62
baller4life
Super Contributor

Re: Obsessed with Credit Cards/Credit Profile


@Desmoire wrote:

@bigDEElight wrote:
You mean, not everyone does this? *scratches arm* just one more app, just one and I can quite LOL! Seriously, I think it comes with the territory now lol.

APPS.jpg


Lmao!!!!

Message 17 of 62
AvadaKedavra
Established Contributor

Re: Obsessed with Credit Cards/Credit Profile


@Desmoire wrote:

@bigDEElight wrote:
You mean, not everyone does this? *scratches arm* just one more app, just one and I can quite LOL! Seriously, I think it comes with the territory now lol.

APPS.jpg


hahaha this is perfect.

Message 18 of 62
Anonymous
Not applicable

Re: Obsessed with Credit Cards/Credit Profile

Wanderer I agree, I filed in May and didn't find these forums till September, would have made my transition much easier.  But, at least I found them now and can get back on the right track. 

Message 19 of 62
Desmoire
Regular Contributor

Re: Obsessed with Credit Cards/Credit Profile


@Anonymous wrote:

Wanderer I agree, I filed in May and didn't find these forums till September, would have made my transition much easier.  But, at least I found them now and can get back on the right track. 


Keep up the good fight!!!

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 20 of 62
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