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October AA Meeting

Valued Contributor

Re: October AA Meeting


Duncanrr wrote:
Smiley Wink I don't drink n drive. That's just stupid.

Is there a FICO tipsy taxi I can call? Smiley Wink

i meant drink and app. 

and the car was just in the repair shop and caused you to use your new cards and have high util. lol 

i would never drink and drive. 

as for that is that taxi free? and takes you to reverse bad decisions while drinking 101

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 11 of 48
Valued Contributor

Re: October AA Meeting

Smiley Happy yup. I avoided the crash in the wall but damn Hurricane Isaac managed to ding up my car. On a plus side, I got a Zync card while try still had them. I was planning on waiting till Nov to app. But for hurricane Isaac I would had missed out on getting it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 48
Valued Contributor

Re: October AA Meeting


aplast wrote:
The app and getting approved is great, but the "high" for me is calling that back door number and trying to sweet talk the analyst hoping being pleasant will get me a better CL. Haha anyone else enjoy those phone calls??

My name is Dustin, and I also enjoy sweet talking the credit department. They kindly tell me to be patience and in time more credit will be available. They offer me some courtesy rewards points, which just feeds my addiction.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 13 of 48
Valued Contributor

Re: October AA Meeting

I'm trying very hard not to app. Today, I have Barclays apple visa fill out and let it sitwhile I watch tv. I'm also dying to get Walmart discover and not to mention Amex green card.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 14 of 48
Valued Contributor

Re: October AA Meeting

Sounds like someone needs to call their sponsor.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 15 of 48
Valued Contributor

Re: October AA Meeting


armbenderc wrote:

I'm trying very hard not to app. Today, I have Barclays apple visa fill out and let it sitwhile I watch tv. I'm also dying to get Walmart discover and not to mention Amex green card.


We are here for you.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 16 of 48
Valued Contributor

Re: October AA Meeting

LOL this thread is too funny.

 

I've been app free for 23 days. Smh...the joy of getting that approval but the low of getting that denial and the inquiry. *sigh* No more apps!

As of 2017, rebuilding...
Message 17 of 48
Established Contributor

Re: October AA Meeting

Just give me one more app...just one more and I promise I will stop..lol

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 18 of 48
Established Contributor

Re: October AA Meeting

I can quit whenever I want......Smiley Wink

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 19 of 48
Regular Contributor

Re: October AA Meeting

just one more app..... spree!! Smiley Very Happy

Message 20 of 48