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I just got my Amex platinum and I already have the PRG since November.
The card is activated and I started using it.
When I checking spending ability with the PRG, I can up to $12,000 but the Platinum can't go above $2,000.
I usually not charge more than $1k a month so I am fine but why?
Did I loose some spending power?
I thought it was internal and not each account.
I needed to upgrade but did not want to wait 13 months and I was about to cancel the PRG/
I am confused now.
@Anonymous wrote:I just got my Amex platinum and I already have the PRG since November.
The card is activated and I started using it.
When I checking spending ability with the PRG, I can up to $12,000 but the Platinum can't go above $2,000.
I usually not charge more than $1k a month so I am fine but why?
Did I loose some spending power?
I thought it was internal and not each account.
I needed to upgrade but did not want to wait 13 months and I was about to cancel the PRG/
I am confused now.
Doesn't seem to make sense but perhaps it has to do with the fact you checked both same day.
I checked the Platinum first and it said $12,000 was not approved then on the PRG it said it would be approved
@Anonymous wrote:I just got my Amex platinum and I already have the PRG since November.
The card is activated and I started using it.
When I checking spending ability with the PRG, I can up to $12,000 but the Platinum can't go above $2,000.
I usually not charge more than $1k a month so I am fine but why?
Did I loose some spending power?
I thought it was internal and not each account.
I needed to upgrade but did not want to wait 13 months and I was about to cancel the PRG/
I am confused now.
AMEX works in mysterious ways sometimes.
From your own statement, you've had the PRG longer than you've had the Plat. Could be that age of that particular card, the PRG, with a history on it, is why it results in a higher "check spending" capability. Run some expenses through the Plat card and check it again in a few months. Also, conventional wisdom here is to NOT check the spending capability with AMEX too frequently, as it could raise some red flags internally with them.