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I pulled my daily report from USAA today and as yall will recall, I had both my EQ and EX reports pulled when I applied for the Chase Amazon Rewards Visa. I wasn't too happy about that at the time but loved fact I got instant approval for card. Fast forward to Saturday, I apped for Freedom around 9:00 pm and was approved Sunday morning around 9 am. The lady told me they pulled EX for the card. However, my USAA report doesn't show it. Could there be a delay from over the weekend of the inquiry showing up? Or did they actually use the old HP's?
CHASE BANK NA 800-955-9900 PO BOX 15298 WILMINGTON, DE 19850 | |||
Experian® | Equifax® | TransUnion® | |
Business Name | CHASE BANK NA | CHASE BANK USA, N. A | |
Inquiry Date | 9/12/2012 | 9/12/2012 | |
Business Type | Bank Credit Cards | National Credit Card Cos. |
Same here Duncanrr. I apped for Freedom and BCP on Friday. AMEX instant approval, reconned the Freedom on Saturday. The AMEX inq is already listed (also pulled from USAA), but nothing from Chase. Wouldn't it be nice if it just didn't show up?
Edited for spelling.
If it doesnt show up I expect Wolf and company to be here telling me to go for 6 for 6 again
Yeah, I followed that thread this weekend. Thought surely you'd go for it. And with a free inq, why not? If mine doesn't show up, I'm going for a Mastercard. Don't know which one yet, but I'm researching.
Aahhhh, the science of credit! There really is method to the madness. My new AMEX comes with 11 years of backdating. It's a 'lil somethin'.
It is possible that they used the same hard pulls for both cards. I apped for CSP and freedom maybe 8 days apart, and they used one pull.
@emptypockets wrote:It is possible that they used the same hard pulls for both cards. I apped for CSP and freedom maybe 8 days apart, and they used one pull.
I got CSP back in May, I believe. Not that I'm looking for an inq. I won't miss it at all if it doesn't show up.
I just pulled my Experian daily (yes Im addicted to monitoring my credit) and not listed there either. This would be fair if they didnt pull the credit again. I was 4 days apart and they pulled two reports for first card. If they didnt pull new reports then I was basically pulled once for each card...I can live with that