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Odd SallieMae CLI

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StarraeAday1
Regular Contributor

Odd SallieMae CLI

I'll take it, don't get me wrong. My Barclaycard SallieMae was at a limit of $3,300. Last night I requested a CLI. It asked how much I wanted. I shot high and asked for an additional $2,700 to put it at $6k, but I wasn't expecting that much. To my surprise, I was approved. My new CL is.....$4,710??? What an odd number. Oh well!

Foreclosure - June 2017
Ch. 7 BK - Discharged January 2018
6/2020 - EQ 680 | EX 691 | TU 707
Message 1 of 5
4 REPLIES 4
sr383
Regular Contributor

Re: Odd SallieMae CLI

Humans like nice, round numbers. UW algorithms favor percentages. Smiley Frustrated

Costco TrueEarningsSallie Mae MasterCardDiscover itUS Bank Cash+Chase SlateBlue Cash EverydayFidelity VisaTU-803/EQ-808/EX-800
Message 2 of 5
Anonymous
Not applicable

Re: Odd SallieMae CLI


@StarraeAday1 wrote:

I'll take it, don't get me wrong. My Barclaycard SallieMae was at a limit of $3,300. Last night I requested a CLI. It asked how much I wanted. I shot high and asked for an additional $2,700 to put it at $6k, but I wasn't expecting that much. To my surprise, I was approved. My new CL is.....$4,710??? What an odd number. Oh well!


Congrats on the CLI. Was it a hard pull or a soft pull?

Message 3 of 5
StarraeAday1
Regular Contributor

Re: Odd SallieMae CLI

HP, but I'm not worried about it. Smiley Happy

Foreclosure - June 2017
Ch. 7 BK - Discharged January 2018
6/2020 - EQ 680 | EX 691 | TU 707
Message 4 of 5
RonM21
Valued Contributor

Re: Odd SallieMae CLI

Well if your happy then congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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