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I checked my free Annual TransUnion Credit Report (https://www.annualcreditreport.com) recently and found that for my Discover card the amount paid is not being reported. My Citi card and others seems to show it correctly for some months but it also seems to report incorrectly for some. I pay off everything each month on my statement much before the due date.
Should I pull up my free Experian and Equifax report as well ? Generally I spread the retrieval across the year.
Is this normal or do I need to call them up ?
Thanks..
I'm adding the screen shots below:
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Thats odd, i know for some of my cards it only shows the some of the balance being paid even though it was PIF. Like my cap1 card reports only like the min. being paid but shows the balance as 0 or whatever the amount i paid down to. I dont think it will affect anything since it shows the balance lowering.
Might be worth a call. Errors do happen though.
FWIW, AMEX has never reported the amount paid on my reports. So this practice is not unheard of,
question: has Discover reported on previous reports pulled?
Thanks to both of you for your inputs. I guess a call wouldn't harm.
I don't remember if they used to report in previous years (I'll update this thread once I get back home). To be honest I used to skim through seeing the green OK. It's only since this year I've started looking at all financial things with a fine-tooth comb
Well I plan to make the most of this place now that I am here
Mine isn't either! I only noticed by chance when I saw a Credit Karma message about it, and confirmed that it's not reporting balance history on my EX report.